Product information on our current accounts, commercial credit cards and SME loans.
API Information
| Title | Products API |
|---|---|
| Protocol | TLS |
| Open Banking Specification Version | 2.2.1 |
| Access | Free to use and no subscription required |
This API provides up-to-date information about Santander UK’s on sale current accounts, SME loans and commercial credit cards, including:
- Product features and benefits
- Eligibility criteria
- Pricing, fees and interest rates
production
https://openbanking.santander.co.uk/sanuk/external
Endpoint for Open Banking only
Santander Internal Release Version: 2.2.4
Paths
/personal-current-accounts
get /personal-current-accounts
Accept
Optional in header
string
application/prs.openbanking.opendata.v2.2+json
200
Successful response.
304
A GET request was performed and the response is not modified
400
You have sent a request which could not be understood.
408
Your client has failed to submit a request, and a timeout has occurred.
429
You have requested this resource too often. Slow down.
500
An error occurred on the server. No further information is available.
503
The service is temporarily unavailable
Example Request
Example Response
GET https://openbanking.santander.co.uk/sanuk/external/open-banking/v2.2/personal-current-accounts
head /personal-current-accounts
Gets header information on Personal Current Accounts set of data
Accept
Optional in header
string
application/prs.openbanking.opendata.v2.2+json
200
200 OK
500
Server Error
Example Request
Example Response
HEAD https://openbanking.santander.co.uk/sanuk/external/open-banking/v2.2/personal-current-accounts
/business-current-accounts
get /business-current-accounts
Accept
Optional in header
string
application/prs.openbanking.opendata.v2.2+json
200
Successful response.
304
A GET request was performed and the response is not modified
400
You have sent a request which could not be understood.
408
Your client has failed to submit a request, and a timeout has occurred.
429
You have requested this resource too often. Slow down.
500
An error occurred on the server. No further information is available.
503
The service is temporarily unavailable
Example Request
Example Response
GET https://openbanking.santander.co.uk/sanuk/external/open-banking/v2.2/business-current-accounts
head /business-current-accounts
Gets header information on Business Current Accounts set of data
Accept
Optional in header
string
application/prs.openbanking.opendata.v2.2+json
200
200 OK
500
Server Error
Example Request
Example Response
HEAD https://openbanking.santander.co.uk/sanuk/external/open-banking/v2.2/business-current-accounts
/unsecured-sme-loans
get /unsecured-sme-loans
Accept
Optional in header
string
application/prs.openbanking.opendata.v2.2+json
200
Successful response.
304
A GET request was performed and the response is not modified
400
You have sent a request which could not be understood.
408
Your client has failed to submit a request, and a timeout has occurred.
429
You have requested this resource too often. Slow down.
500
An error occurred on the server. No further information is available.
503
The service is temporarily unavailable
Example Request
Example Response
GET https://openbanking.santander.co.uk/sanuk/external/open-banking/v2.2/unsecured-sme-loans
head /unsecured-sme-loans
Gets header information on Unsecured SME Loans set of data
Accept
Optional in header
string
application/prs.openbanking.opendata.v2.2+json
200
200 OK
500
Server Error
Example Request
Example Response
HEAD https://openbanking.santander.co.uk/sanuk/external/open-banking/v2.2/unsecured-sme-loans
/commercial-credit-cards
get /commercial-credit-cards
Accept
Optional in header
string
application/prs.openbanking.opendata.v2.2+json
200
Successful response.
400
You have sent a request which could not be understood.
408
Your client has failed to submit a request, and a timeout has occurred.
429
You have requested this resource too often. Slow down.
500
An error occurred on the server. No further information is available.
503
The service is temporarily unavailable
Example Request
Example Response
GET https://openbanking.santander.co.uk/sanuk/external/open-banking/v2.2/commercial-credit-cards
head /commercial-credit-cards
Gets header information on Commercial Credit Cards set of data
Accept
Optional in header
string
application/prs.openbanking.opendata.v2.2+json
200
200 OK
500
Server Error
Example Request
Example Response
HEAD https://openbanking.santander.co.uk/sanuk/external/open-banking/v2.2/commercial-credit-cards
Definitions
{
"properties": {
"meta": {
"$ref": "#\/definitions\/Meta"
},
"data": {
"type": "array",
"items": {
"$ref": "#\/definitions\/PCA"
}
}
},
"required": [
"meta",
"data"
]
}
{
"properties": {
"meta": {
"$ref": "#\/definitions\/Meta"
},
"data": {
"type": "array",
"items": {
"$ref": "#\/definitions\/BCA"
}
}
},
"required": [
"meta",
"data"
]
}
{
"properties": {
"meta": {
"$ref": "#\/definitions\/Meta"
},
"data": {
"type": "array",
"items": {
"$ref": "#\/definitions\/SME"
}
}
},
"required": [
"meta",
"data"
]
}
{
"properties": {
"meta": {
"$ref": "#\/definitions\/Meta"
},
"data": {
"type": "array",
"items": {
"$ref": "#\/definitions\/CCC"
}
}
},
"required": [
"meta",
"data"
]
}
Personal Current Account
{
"type": "object",
"properties": {
"Brand": {
"description": "Brand registered by the banking group at https:\/\/register.fca.org.uk\/",
"type": "array",
"title": "Brand",
"items": {
"description": "Brand registered by the banking group at https:\/\/register.fca.org.uk\/",
"type": "object",
"properties": {
"BrandName": {
"description": "Brand Name that an organisation uses to market its products or services to a consumer as registered at https:\/\/register.fca.org.uk\/",
"title": "BrandName",
"type": "string",
"minLength": 1,
"maxLength": 140
},
"PCA": {
"description": "PCA' means a personal current account. That is an account marketed to individuals rather than businesses, which provides the facility to place funds, withdraw cash, hold deposits and to execute payment transaction to and from third parties but does not include any of the following types of accounts:\n(a) an account in which money is held on deposit in a currency other than sterling; (b) current account mortgage, ie a single account comprising both a personal current account and a mortgage, which is regulated and marketed principally as a mortgage;\n(c) savings accounts (including instant access savings accounts);\n(d) credit card accounts where funds are usually paid in for the sole purpose of repaying a credit card debt; and\n(e) e-money accounts.",
"type": "array",
"title": "PCA",
"items": {
"description": "PCA' means a personal current account. That is an account marketed to individuals rather than businesses, which provides the facility to place funds, withdraw cash, hold deposits and to execute payment transaction to and from third parties but does not include any of the following types of accounts:\n(a) an account in which money is held on deposit in a currency other than sterling; (b) current account mortgage, ie a single account comprising both a personal current account and a mortgage, which is regulated and marketed principally as a mortgage;\n(c) savings accounts (including instant access savings accounts);\n(d) credit card accounts where funds are usually paid in for the sole purpose of repaying a credit card debt; and\n(e) e-money accounts.",
"type": "object",
"properties": {
"Name": {
"description": "The name of the PCA product used for marketing purposes from a customer perspective. I.e. what the customer would recognise.",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Identification": {
"description": "The unique ID that has been internally assigned by the financial institution to each of the current account banking products they market to their retail and\/or small to medium enterprise (SME) customers.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Segment": {
"description": "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http:\/\/www.investopedia.com\/terms\/m\/marketsegmentation.asp#ixzz4gfEEalTd\nFollow us: Investopedia on Facebook\n\nWith respect to PCA products, they are segmented in relation to different markets that they wish to focus on. For example, Basic PCA products target consumers with poor credit history, Reward PCA products target consumers who spend a lot, and Premium products target High Net Worth individuals.",
"title": "Segment",
"type": "array",
"items": {
"description": "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http:\/\/www.investopedia.com\/terms\/m\/marketsegmentation.asp#ixzz4gfEEalTd\nFollow us: Investopedia on Facebook\n\nWith respect to PCA products, they are segmented in relation to different markets that they wish to focus on. For example, Basic PCA products target consumers with poor credit history, Reward PCA products target consumers who spend a lot, and Premium products target High Net Worth individuals.",
"type": "string",
"enum": [
"Basic",
"General",
"Graduate",
"Packaged",
"Premium",
"Reward",
"Student",
"YoungAdult",
"Youth"
]
},
"minItems": 1
},
"OnSaleIndicator": {
"description": "Indicates that the published product is OnSale(value 1) or Back Book (value 0)",
"title": "OnSaleIndicator",
"type": "boolean"
},
"Notes": {
"description": "Optional additional notes to supplement the product details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"PCAMarketingState": {
"description": "Describes the type of the known state (regular, promotional ) of the product.",
"type": "array",
"title": "PCAMarketingState",
"items": {
"description": "Describes the type of the known state (regular, promotional ) of the product.",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Eligibility Marketing state.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"PredecessorID": {
"description": "Identifies the marketing state that precedes this marketing state",
"title": "PredecessorID",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"MarketingState": {
"description": "Describes the marketing state (regular or promotional) for which the eligibility criteria applies",
"title": "MarketingState",
"type": "string",
"enum": [
"Promotional",
"Regular"
]
},
"FirstMarketedDate": {
"description": "Marketing state start date",
"title": "FirstMarketedDate",
"type": "string",
"format": "date"
},
"LastMarketedDate": {
"description": "Marketing state end date",
"title": "LastMarketedDate",
"type": "string",
"format": "date"
},
"StateTenureLength": {
"description": "The length\/duration of a promotional state",
"title": "StateTenureLength",
"type": "number",
"format": "float"
},
"StateTenurePeriod": {
"description": "The unit of period (days, weeks, months etc.) of the promotional length",
"title": "StateTenurePeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Free text for adding details for marketing state",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"CreditInterest": {
"description": "Details about the interest that may be payable to the PCA account holders",
"type": "object",
"title": "CreditInterest",
"properties": {
"TierBandSet": {
"description": "The group of tiers or bands for which credit interest can be applied.",
"type": "array",
"title": "TierBandSet",
"items": {
"description": "The group of tiers or bands for which credit interest can be applied.",
"type": "object",
"properties": {
"TierBandMethod": {
"description": "The methodology of how credit interest is paid\/applied. It can be:-\n\n1. Banded\nInterest rates are banded. i.e. Increasing rate on whole balance as balance increases.\n\n2. Tiered\nInterest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance.\n\n3. Whole\nThe same interest rate is applied irrespective of the PCA balance",
"title": "TierBandMethod",
"type": "string",
"enum": [
"Tiered",
"Whole"
]
},
"CalculationMethod": {
"description": "Methods of calculating interest",
"title": "CalculationMethod",
"type": "string",
"enum": [
"Compound",
"SimpleInterest"
]
},
"Destination": {
"description": "Describes whether accrued interest is payable only to the PCA or to another bank account",
"title": "Destination",
"type": "string",
"enum": [
"PayAway",
"SelfCredit"
]
},
"Notes": {
"description": "Optional additional notes to supplement the Tier Band Set details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"TierBand": {
"description": "Tier Band Details",
"type": "array",
"title": "TierBand",
"items": {
"description": "Tier Band Details",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Tier Band for a PCA.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"TierValueMinimum": {
"description": "Minimum deposit value for which the credit interest tier applies.",
"title": "TierValueMinimum",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"TierValueMaximum": {
"description": "Maximum deposit value for which the credit interest tier applies.",
"title": "TierValueMaximum",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CalculationFrequency": {
"description": "How often is credit interest calculated for the account.",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"PerAcademicTerm",
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"ApplicationFrequency": {
"description": "How often is interest applied to the PCA for this tier\/band i.e. how often the financial institution pays accumulated interest to the customer's PCA.",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"PerAcademicTerm",
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"DepositInterestAppliedCoverage": {
"description": "Amount on which Interest applied.",
"title": "DepositInterestAppliedCoverage",
"type": "string",
"enum": [
"Tiered",
"Whole"
]
},
"FixedVariableInterestRateType": {
"description": "Type of interest rate, Fixed or Variable",
"title": "FixedVariableInterestRateType",
"type": "string",
"enum": [
"Fixed",
"Variable"
]
},
"AER": {
"description": "The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made.\n\nRead more: Annual Equivalent Rate (AER) http:\/\/www.investopedia.com\/terms\/a\/aer.asp#ixzz4gfR7IO1A",
"title": "AER",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"BankInterestRateType": {
"description": "Interest rate types, other than AER, which financial institutions may use to describe the annual interest rate payable to the PCA.",
"title": "BankInterestRateType",
"type": "string",
"enum": [
"LinkedBaseRate",
"Gross",
"Net",
"Other"
]
},
"BankInterestRate": {
"description": "Bank Interest for the PCA product",
"title": "BankInterestRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"Notes": {
"description": "Optional additional notes to supplement the Tier Band details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherBankInterestType": {
"description": "Other interest rate types which are not available in the standard code list",
"type": "object",
"title": "OtherBankInterestType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies that are not available in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in the standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"TierValueMinimum",
"CalculationFrequency",
"ApplicationFrequency",
"FixedVariableInterestRateType",
"AER"
]
},
"additionalProperties": false,
"minItems": 1
},
"CreditInterestEligibility": {
"description": "Eligibility for credit interest",
"type": "array",
"title": "CreditInterestEligibility",
"items": {
"description": "Eligibility for credit interest",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"DirectDebits",
"ExistingCustomers",
"MinimumOperatingBalance",
"MinimumDeposit",
"NewCustomersOnly",
"PreviousBankruptcyAllowed",
"Other",
"StudentsOnly",
"SoleStudentAccount",
"SoleUkAccount",
"SwitchersOnly",
"UCASFulltimeTwoYears"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"TierBandMethod",
"TierBand"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"additionalProperties": false,
"required": [
"TierBandSet"
]
},
"Overdraft": {
"description": "Borrowing details",
"type": "object",
"title": "Overdraft",
"properties": {
"Notes": {
"description": "Associated Notes about the overdraft rates",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"TcsAndCsURL": {
"description": "URL provided by the financial institution which redirects to the PCA Overdraft T&Cs on an external website",
"title": "TcsAndCsURL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"OverdraftTierBandSet": {
"description": "Tier band set details",
"type": "array",
"title": "OverdraftTierBandSet",
"items": {
"description": "Tier band set details",
"type": "object",
"properties": {
"TierBandMethod": {
"description": "The methodology of how overdraft is charged. It can be:\n'Whole' Where the same charge\/rate is applied to the entirety of the overdraft balance (where charges are applicable).\n'Tiered' Where different charges\/rates are applied dependent on overdraft maximum and minimum balance amount tiers defined by the lending financial organisation\n'Banded' Where different charges\/rates are applied dependent on overdraft maximum and minimum balance amount bands defined by a government organisation.",
"title": "TierBandMethod",
"type": "string",
"enum": [
"Tiered",
"Whole"
]
},
"OverdraftType": {
"description": "An overdraft can either be 'committed' which means that the facility cannot be withdrawn without reasonable notification before it's agreed end date, or 'on demand' which means that the financial institution can demand repayment at any point in time.",
"title": "OverdraftType",
"type": "string",
"enum": [
"Committed",
"OnDemand",
"Other"
]
},
"Identification": {
"description": "Unique and unambiguous identification of a Tier Band for a overdraft product.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"AuthorisedIndicator": {
"description": "Indicates if the Overdraft is authorised (Y) or unauthorised (N)",
"title": "AuthorisedIndicator",
"type": "boolean"
},
"BufferAmount": {
"description": "When a customer exceeds their credit limit, a financial institution will not charge the customer unauthorised overdraft charges if they do not exceed by more than the buffer amount. Note: Authorised overdraft charges may still apply.",
"title": "BufferAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MinimumArrangedOverdraftAmount": {
"description": "An overdraft is an extension of credit from a lending institution when an account reaches zero. An overdraft allows the individual to continue withdrawing money even if the account has no funds in it or not enough to cover the withdrawal. Some banking products require an accountholder to take an Arranged Overdraft(minimum) of at least £x, or else a bank will not process an Arranged Overdraft request.",
"title": "MinimumArrangedOverdraftAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Notes": {
"description": "Optional additional notes to supplement the overdraft Tier Band Set details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OverdraftTierBand": {
"description": "Provides overdraft details for a specific tier or band",
"type": "array",
"title": "OverdraftTierBand",
"items": {
"description": "Provides overdraft details for a specific tier or band",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Tier Band for a overdraft.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"TierValueMin": {
"description": "Minimum value of Overdraft Tier\/Band",
"title": "TierValueMin",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"TierValueMax": {
"description": "Maximum value of Overdraft Tier\/Band",
"title": "TierValueMax",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"OverdraftInterestChargingCoverage": {
"description": "Interest charged on whole amount or tiered\/banded",
"title": "OverdraftInterestChargingCoverage",
"type": "string",
"enum": [
"Tiered",
"Whole"
]
},
"BankGuaranteedIndicator": {
"description": "Indicates that a bank provides the overdraft limit up to TierValueMIn to all customers automatically",
"title": "BankGuaranteedIndicator",
"type": "boolean"
},
"EAR": {
"description": "EAR means Effective Annual Rate and\/or Equivalent Annual Rate (frequently\nused interchangeably), being the actual annual interest rate of an Overdraft.",
"title": "EAR",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"Notes": {
"description": "Optional additional notes to supplement the Tier\/band details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OverdraftFeesCharges": {
"description": "Overdraft fees and charges",
"type": "array",
"title": "OverdraftFeesCharges",
"items": {
"description": "Overdraft fees and charges",
"type": "object",
"properties": {
"OverdraftFeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "array",
"title": "OverdraftFeeChargeCap",
"items": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Overdraft fee type",
"type": "string",
"enum": [
"ArrangedOverdraft",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"AnnualReview",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"minItems": 1
},
"OverdraftControlIndicator": {
"description": "Specifies for the overdraft control feature\/benefit",
"title": "OverdraftControlIndicator",
"type": "boolean"
},
"MinMaxType": {
"description": "Indicates that this is the minimum\/ maximum fee\/charge that can be applied by the financial institution",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Notes related to Overdraft fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
},
"OverdraftFeeChargeDetail": {
"description": "Details about the fees\/charges",
"type": "array",
"title": "OverdraftFeeChargeDetail",
"items": {
"description": "Details about the fees\/charges",
"type": "object",
"properties": {
"FeeType": {
"description": "Overdraft fee type",
"title": "FeeType",
"type": "string",
"enum": [
"ArrangedOverdraft",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"AnnualReview",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"OverdraftControlIndicator": {
"description": "Specifies for the overdraft control feature\/benefit",
"title": "OverdraftControlIndicator",
"type": "boolean"
},
"IncrementalBorrowingAmount": {
"description": "Every additional tranche of an overdraft balance to which an overdraft fee is applied",
"title": "IncrementalBorrowingAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeAmount": {
"description": "Amount charged for an overdraft fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for overdraft fee\/charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for overdraft fee\/charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"LinkedBaseRate",
"Gross",
"Net",
"Other"
]
},
"ApplicationFrequency": {
"description": "Frequency at which the overdraft charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"AccountClosing",
"AccountOpening",
"AcademicTerm",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAccountAnniversary",
"Other",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How often is the overdraft fee\/charge calculated for the account.",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"AccountClosing",
"AccountOpening",
"AcademicTerm",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAccountAnniversary",
"Other",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Free text for capturing any other info related to Overdraft Fees Charge Details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OverdraftFeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "object",
"title": "OverdraftFeeChargeCap",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Overdraft fee type",
"type": "string",
"enum": [
"ArrangedOverdraft",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"AnnualReview",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"minItems": 1
},
"OverdraftControlIndicator": {
"description": "Specifies for the overdraft control feature\/benefit",
"title": "OverdraftControlIndicator",
"type": "boolean"
},
"MinMaxType": {
"description": "Indicates that this is the minimum\/ maximum fee\/charge that can be applied by the financial institution",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Notes related to Overdraft fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"additionalProperties": false,
"required": [
"FeeType",
"MinMaxType"
]
},
"OtherFeeType": {
"description": "Other Fee type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type code which is not available in the standard code set",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies that are not available in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in the standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"OverdraftFeeChargeDetail"
]
},
"additionalProperties": false
}
},
"required": [
"TierValueMin"
]
},
"additionalProperties": false,
"minItems": 1
},
"OverdraftFeesCharges": {
"description": "Overdraft fees and charges details",
"type": "array",
"title": "OverdraftFeesCharges",
"items": {
"description": "Overdraft fees and charges details",
"type": "object",
"properties": {
"OverdraftFeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "array",
"title": "OverdraftFeeChargeCap",
"items": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Overdraft fee type",
"type": "string",
"enum": [
"ArrangedOverdraft",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"AnnualReview",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"minItems": 1
},
"OverdraftControlIndicator": {
"description": "Specifies for the overdraft control feature\/benefit",
"title": "OverdraftControlIndicator",
"type": "boolean"
},
"MinMaxType": {
"description": "Indicates that this is the minimum\/ maximum fee\/charge that can be applied by the financial institution",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Notes related to Overdraft fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
},
"OverdraftFeeChargeDetail": {
"description": "Details about the fees\/charges",
"type": "array",
"title": "OverdraftFeeChargeDetail",
"items": {
"description": "Details about the fees\/charges",
"type": "object",
"properties": {
"FeeType": {
"description": "Overdraft fee type",
"title": "FeeType",
"type": "string",
"enum": [
"ArrangedOverdraft",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"AnnualReview",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"OverdraftControlIndicator": {
"description": "Specifies for the overdraft control feature\/benefit",
"title": "OverdraftControlIndicator",
"type": "boolean"
},
"IncrementalBorrowingAmount": {
"description": "Every additional tranche of an overdraft balance to which an overdraft fee is applied",
"title": "IncrementalBorrowingAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeAmount": {
"description": "Amount charged for an overdraft fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for overdraft fee\/charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for overdraft fee\/charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"LinkedBaseRate",
"Gross",
"Net",
"Other"
]
},
"ApplicationFrequency": {
"description": "Frequency at which the overdraft charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"AccountClosing",
"AccountOpening",
"AcademicTerm",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAccountAnniversary",
"Other",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How often is the overdraft fee\/charge calculated for the account.",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"AccountClosing",
"AccountOpening",
"AcademicTerm",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAccountAnniversary",
"Other",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Free text for capturing any other info related to Overdraft Fees Charge Details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OverdraftFeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "object",
"title": "OverdraftFeeChargeCap",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Overdraft fee type",
"type": "string",
"enum": [
"ArrangedOverdraft",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"AnnualReview",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"minItems": 1
},
"OverdraftControlIndicator": {
"description": "Specifies for the overdraft control feature\/benefit",
"title": "OverdraftControlIndicator",
"type": "boolean"
},
"MinMaxType": {
"description": "Indicates that this is the minimum\/ maximum fee\/charge that can be applied by the financial institution",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Notes related to Overdraft fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"additionalProperties": false,
"required": [
"FeeType",
"MinMaxType"
]
},
"OtherFeeType": {
"description": "Other Fee type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type code which is not available in the standard code set",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies that are not available in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in the standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"OverdraftFeeChargeDetail"
]
},
"additionalProperties": false
}
},
"required": [
"TierBandMethod",
"OverdraftTierBand"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"additionalProperties": false,
"required": [
"OverdraftTierBandSet"
]
},
"Eligibility": {
"description": "Eligibility details for this product i.e. the criteria that an accountholder has to meet in order to be eligible for the PCA product.",
"type": "object",
"title": "Eligibility",
"properties": {
"OtherEligibility": {
"description": "Other eligibility which is not covered by the main eligibility of the PCA product",
"type": "array",
"title": "OtherEligibility",
"items": {
"description": "Other eligibility which is not covered by the main eligibility of the PCA product",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"DirectDebits",
"ExistingCustomers",
"MinimumOperatingBalance",
"MinimumDeposit",
"NewCustomersOnly",
"PreviousBankruptcyAllowed",
"Other",
"StudentsOnly",
"SoleStudentAccount",
"SoleUkAccount",
"SwitchersOnly",
"UCASFulltimeTwoYears"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
},
"AgeEligibility": {
"description": "Age eligibility that a person should be to hold this account",
"type": "object",
"title": "AgeEligibility",
"properties": {
"MinimumAge": {
"description": "Minimum age that a person is eligible to hold this account",
"title": "MinimumAge",
"type": "number",
"format": "float"
},
"MaximumAge": {
"description": "Maximum age that a person is eligible to hold this account",
"title": "MaximumAge",
"type": "number",
"format": "float"
},
"Notes": {
"description": "Optional additional notes to supplement the AgeEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"ResidencyEligibility": {
"description": "Countries in which an accountholder can reside and, therefore, be eligible to open an account",
"type": "object",
"title": "ResidencyEligibility",
"properties": {
"ResidencyType": {
"description": "Residency type like Tax residency, Owner residency etc.",
"title": "ResidencyType",
"type": "string",
"enum": [
"Householder",
"Other"
]
},
"ResidencyIncluded": {
"description": "Country code for which PCA product is allowed.",
"title": "ResidencyIncluded",
"type": "array",
"items": {
"description": "CodeMnemonic",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"minItems": 1
},
"Notes": {
"description": "Optional additional notes to supplement the ResidencyEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherResidencyType": {
"description": "Other residency type which is not available in standard code list.",
"type": "object",
"title": "OtherResidencyType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"additionalProperties": false,
"required": [
"ResidencyIncluded"
]
},
"CreditCheck": {
"description": "Credit check criteria that the account holder will need to meet to take out the PCA product",
"type": "object",
"title": "CreditCheck",
"properties": {
"ScoringType": {
"description": "Opening Credit Scoring Type (Hard or Soft)",
"title": "ScoringType",
"type": "string",
"enum": [
"Hard",
"Soft"
]
},
"Notes": {
"description": "Optional additional notes to supplement the CreditCheck details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"IDVerificationCheck": {
"description": "Identity verification criteria that the account holder will need to meet to take out the PCA product",
"type": "object",
"title": "IDVerificationCheck",
"properties": {
"URL": {
"description": "URL to identity verification document list which is required for obtaining the product.",
"title": "URL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the ID Verification details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
}
},
"additionalProperties": false
},
"FeaturesAndBenefits": {
"description": "Feature And Benefits Details",
"type": "object",
"title": "FeaturesAndBenefits",
"properties": {
"FeatureBenefitGroup": {
"description": "Used to group multiple features\/benefits where a charge is applied",
"type": "array",
"title": "FeatureBenefitGroup",
"items": {
"description": "Used to group multiple features\/benefits where a charge is applied",
"type": "object",
"properties": {
"Name": {
"description": "Feature\/Benefit Name",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Type": {
"description": "Common types of features & benefits",
"title": "Type",
"type": "string",
"enum": [
"AccountManagement",
"AccountOpeningOrSwitching Incentive",
"Cashback",
"Entertainment",
"HomeInsurance",
"HomeProtection",
"InternationalPaymentSupport",
"Lifestyle",
"MotorBreakdown",
"OverdraftControl",
"Other",
"PremiumService",
"PreferentialRates",
"PassiveSaving",
"RelationshipManager",
"Rewards",
"TechnologyInsurance",
"TravelInsurance",
"Travel"
]
},
"BenefitGroupNominalValue": {
"description": "BenefitGroupNominalValue is to allow banks to state what they feel their benefit package is worth",
"title": "BenefitGroupNominalValue",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Fee": {
"description": "Fee that is charged to the customer for a pack of features\/benefits",
"title": "Fee",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"ApplicationFrequency": {
"description": "How often is the charge for the feature\/benefit group applied to the customer account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"PerAcademicTerm",
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How often is the charge for the feature\/benefit group calculated for the customer account",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"PerAcademicTerm",
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the Feature Benefit Group details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherApplicationFrequency": {
"description": "Other application frequency which is not available in the standard code set",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in the standard code set",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherType": {
"description": "Other common types of features & benefits which are not available in the standard code set",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitItem": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "array",
"title": "FeatureBenefitItem",
"items": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Feature and Benefit Item.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Type": {
"description": "Common types of features & benefits",
"title": "Type",
"type": "string",
"enum": [
"AccountManagement",
"AccountOpeningOrSwitching Incentive",
"Cashback",
"Entertainment",
"HomeInsurance",
"HomeProtection",
"InternationalPaymentSupport",
"Lifestyle",
"MotorBreakdown",
"OverdraftControl",
"Other",
"PremiumService",
"PreferentialRates",
"PassiveSaving",
"RelationshipManager",
"Rewards",
"TechnologyInsurance",
"TravelInsurance",
"Travel"
]
},
"Name": {
"description": "Name which can be attached to the feature\/benefit",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Amount": {
"description": "Amount associated to the feature\/benefit where applicable e.g. 200 Pounds worth of travel insurance",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "True\/False indicator for a particular feature\/benefit e.g. Interest Free Overdraft?",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Provides textual information about a feature\/benefit e.g. 10% off cinema tickets on Tuesday nights",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the feature\/benefit item. Only used for very specific conditions",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Other common types of features & benefits which are not available in the standard code set",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"DirectDebits",
"ExistingCustomers",
"MinimumOperatingBalance",
"MinimumDeposit",
"NewCustomersOnly",
"PreviousBankruptcyAllowed",
"Other",
"StudentsOnly",
"SoleStudentAccount",
"SoleUkAccount",
"SwitchersOnly",
"UCASFulltimeTwoYears"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Type"
]
},
"additionalProperties": false
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"DirectDebits",
"ExistingCustomers",
"MinimumOperatingBalance",
"MinimumDeposit",
"NewCustomersOnly",
"PreviousBankruptcyAllowed",
"Other",
"StudentsOnly",
"SoleStudentAccount",
"SoleUkAccount",
"SwitchersOnly",
"UCASFulltimeTwoYears"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Name"
]
},
"additionalProperties": false
},
"FeatureBenefitItem": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "array",
"title": "FeatureBenefitItem",
"items": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Feature and Benefit Item.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Type": {
"description": "Common types of features & benefits",
"title": "Type",
"type": "string",
"enum": [
"AccountManagement",
"AccountOpeningOrSwitching Incentive",
"Cashback",
"Entertainment",
"HomeInsurance",
"HomeProtection",
"InternationalPaymentSupport",
"Lifestyle",
"MotorBreakdown",
"OverdraftControl",
"Other",
"PremiumService",
"PreferentialRates",
"PassiveSaving",
"RelationshipManager",
"Rewards",
"TechnologyInsurance",
"TravelInsurance",
"Travel"
]
},
"Name": {
"description": "Name which can be attached to the feature\/benefit",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Amount": {
"description": "Amount associated to the feature\/benefit where applicable e.g. 200 Pounds worth of travel insurance",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "True\/False indicator for a particular feature\/benefit e.g. Interest Free Overdraft?",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Provides textual information about a feature\/benefit e.g. 10% off cinema tickets on Tuesday nights",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the feature\/benefit item. Only used for very specific conditions",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Other common types of features & benefits which are not available in the standard code set",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"DirectDebits",
"ExistingCustomers",
"MinimumOperatingBalance",
"MinimumDeposit",
"NewCustomersOnly",
"PreviousBankruptcyAllowed",
"Other",
"StudentsOnly",
"SoleStudentAccount",
"SoleUkAccount",
"SwitchersOnly",
"UCASFulltimeTwoYears"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Type"
]
},
"additionalProperties": false
},
"Card": {
"description": "Payment Card Details",
"type": "array",
"title": "Card",
"items": {
"description": "Payment Card Details",
"type": "object",
"properties": {
"Type": {
"description": "Card Type available e.g. Debit",
"title": "Type",
"type": "string",
"enum": [
"CashCard",
"DebitCard",
"Other",
"POCACard",
"PrepaidDebitCard"
]
},
"Scheme": {
"description": "Operator of Card Scheme e.g. Visa",
"title": "Scheme",
"type": "string",
"enum": [
"MasterCard",
"Other",
"Visa"
]
},
"ContactlessIndicator": {
"description": "Indicates if the card can be used for contactless payments(Yes) or not(No).",
"title": "ContactlessIndicator",
"type": "boolean"
},
"Notes": {
"description": "Optional additional notes to supplement the Card details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Any other Card Type which is not available in the standard card type",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherScheme": {
"description": "Operator of a card scheme which is not available in the standard scheme code list",
"type": "object",
"title": "OtherScheme",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Type",
"Scheme",
"ContactlessIndicator"
]
},
"additionalProperties": false
},
"MobileWallet": {
"description": "Details about the mobile application services that may be available with the PCA product",
"type": "array",
"title": "MobileWallet",
"items": {
"description": "Details about the mobile application services that may be available with the PCA product",
"type": "object",
"properties": {
"Type": {
"description": "Mobile applications that the PCA product will support",
"title": "Type",
"type": "string",
"enum": [
"AndroidPay",
"ApplePay",
"GooglePay",
"IssuerMobileApp",
"MobileBankingApp",
"Other",
"PayM",
"SamsungPay",
"VodafoneWallet"
]
},
"Notes": {
"description": "Free text for adding any extra information for MobileWallet.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Other Mobile applications that the PCA product supports and that aren't in the standard code list",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Type"
]
},
"additionalProperties": false
}
},
"additionalProperties": false
},
"OtherFeesCharges": {
"description": "Contains details of fees and charges which are not associated with either borrowing or features\/benefits",
"type": "object",
"title": "OtherFeesCharges",
"properties": {
"FeeChargeDetail": {
"description": "Other fees\/charges details",
"type": "array",
"title": "FeeChargeDetail",
"items": {
"description": "Other fees\/charges details",
"type": "object",
"properties": {
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"AUTO",
"ATM",
"BankersDrafts",
"Card",
"Cheque",
"CounterServices",
"Foreign",
"FX",
"International",
"Investigation",
"Legal",
"NightSafe",
"Online",
"Other",
"PaymentScheme",
"Report",
"Safekeeping",
"Servicing",
"Transaction"
]
},
"FeeType": {
"description": "Fee\/Charge Type",
"title": "FeeType",
"type": "string",
"enum": [
"ReportCertBalance",
"ATMAbroadConVisaDebit",
"ATMConGroupATM",
"ATMAbroad",
"ATMForeignCashDebCard",
"ATMAbroadGoldVisaDebit",
"ATMNonSterlingWithdrawal",
"ATMAbroadVisaDebit",
"CHAPSOutBranch",
"CHAPSCancellation",
"CHAPSIn",
"CHAPSOutInterBank",
"CHAPSInterBank",
"CHAPSOutPost",
"CHAPSOutInterBranch",
"CHAPSOut",
"CHAPSOutOnline",
"CardCardReplacement",
"DraftsCounter",
"DraftsBankers",
"DraftsCancellation",
"CardGuaranteed",
"DraftsIntlPayableAbroad",
"DraftsLostStolen",
"CardPersonalisedCard",
"DraftsIntlStoppedCancelled",
"EmergencyLending",
"FPSInBranch",
"LegalCourtOrder",
"IntlPayFXPaymentIn",
"IntlPayForeignPaymentInUKAcc",
"IntlPayForeignCharge",
"IntlPayForeignInternet",
"IntlPayFXPaymentOut",
"IntlPayFXPaymentOutIR",
"IntlPayPurchaseNonSterling",
"IntlPayPaymentTracing",
"IntlPayTransNonSterling",
"IntlPayTransRateNonSterling",
"IntlPayWorldpayPayment",
"InvPayBankDetailsWrong",
"InvPayForeignBCNR",
"InvPayForeignRecall",
"InvPayStandingOrdUnpaid",
"SafeKeepingEnvelope",
"SafeKeepingInspection",
"SafeKeepingLargeItem",
"SafeKeepingParcel",
"NightSafeNightSafePaidIn",
"OverdraftReview",
"ChqBookTheftLossAllStopped",
"ChqCopy",
"ChqDraftSterling",
"ChqOutIssued",
"ChqSpecialChqPresentation",
"ChqSpecialChqClearance",
"ChqStopped",
"ChqDraftFX",
"ChqForeignCourier",
"ChqGiftCheque",
"ChqForeign",
"ChqChequePhotocopy",
"ChqChequeRetrieval",
"ChqSpecialPresentationCount",
"ChqSpecialPresentationPTT",
"ChqUnpaidCharge",
"ChqUnpaidTransIn",
"ChqUnpaidTransOut",
"ChqUnpaidCheque",
"ReportCertInterestDuplicate",
"ReportCertInterest",
"ReportReference",
"ReportReferralItem",
"ReportStatementCopyRegular",
"ReportStatusEnquiry",
"ReportStatementFrequent",
"ReportStatementCopy1",
"SEPAIn",
"SEPAEuro",
"SEPAOut",
"TransCreditTransferUKDifferent",
"TransCredit",
"TransCreditTransfer",
"TransBuyForeignWithGBP",
"TransSWIFTOutUKForeign",
"TransPOSSaleForeign",
"TransReturnPayment",
"TransTransferExGroup",
"TransSWIFTOutNonEEASterling",
"AutoAutomatedEntries",
"OnlineReplacementCardReader",
"OnlineUrgentPayment",
"ForeignChqSent",
"ForeignFXInwardsCust",
"ForeignFXOutwards",
"ForeignPurchase",
"ForeignChqDraft",
"ServiceCAccountFee",
"ServiceCAccountFeeMonthly",
"ServiceCOther",
"CounterCashOut",
"CounterForeignNoteHandling",
"CounterForeignCashOut",
"CounterCashFeeRate",
"Other"
]
},
"FeeAmount": {
"description": "Fee Amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"LinkedBaseRate",
"Gross",
"Net",
"Other"
]
},
"ApplicationFrequency": {
"description": "How frequently the fee\/charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"AccountClosing",
"AccountOpening",
"AcademicTerm",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAccountAnniversary",
"Other",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How frequently the fee\/charge is calculated",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"AccountClosing",
"AccountOpening",
"AcademicTerm",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAccountAnniversary",
"Other",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the fee\/charge details.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeCategory": {
"type": "object",
"title": "OtherFeeCategory",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeType": {
"description": "Other Fee\/charge type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"AUTO",
"ATM",
"BankersDrafts",
"Card",
"Cheque",
"CounterServices",
"Foreign",
"FX",
"International",
"Investigation",
"Legal",
"NightSafe",
"Online",
"Other",
"PaymentScheme",
"Report",
"Safekeeping",
"Servicing",
"Transaction"
]
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"FeeCategory",
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies not covered in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeeApplicableRange": {
"description": "Range or amounts or rates for which the fee\/charge applies",
"type": "object",
"title": "FeeApplicableRange",
"properties": {
"MinimumAmount": {
"description": "Minimum Amount on which fee\/charge is applicable (where it is expressed as an amount)",
"title": "MinimumAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MaximumAmount": {
"description": "Maximum Amount on which fee is applicable (where it is expressed as an amount)",
"title": "MaximumAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MinimumRate": {
"description": "Minimum rate on which fee\/charge is applicable(where it is expressed as an rate)",
"title": "MinimumRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"MaximumRate": {
"description": "Maximum rate on which fee\/charge is applicable(where it is expressed as an rate)",
"title": "MaximumRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
}
},
"additionalProperties": false
}
},
"required": [
"FeeCategory",
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
},
"FeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "array",
"title": "FeeChargeCap",
"items": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Fee\/charge type which is being capped",
"type": "string",
"enum": [
"ReportCertBalance",
"ATMAbroadConVisaDebit",
"ATMConGroupATM",
"ATMAbroad",
"ATMForeignCashDebCard",
"ATMAbroadGoldVisaDebit",
"ATMNonSterlingWithdrawal",
"ATMAbroadVisaDebit",
"CHAPSOutBranch",
"CHAPSCancellation",
"CHAPSIn",
"CHAPSOutInterBank",
"CHAPSInterBank",
"CHAPSOutPost",
"CHAPSOutInterBranch",
"CHAPSOut",
"CHAPSOutOnline",
"CardCardReplacement",
"DraftsCounter",
"DraftsBankers",
"DraftsCancellation",
"CardGuaranteed",
"DraftsIntlPayableAbroad",
"DraftsLostStolen",
"CardPersonalisedCard",
"DraftsIntlStoppedCancelled",
"EmergencyLending",
"FPSInBranch",
"LegalCourtOrder",
"IntlPayFXPaymentIn",
"IntlPayForeignPaymentInUKAcc",
"IntlPayForeignCharge",
"IntlPayForeignInternet",
"IntlPayFXPaymentOut",
"IntlPayFXPaymentOutIR",
"IntlPayPurchaseNonSterling",
"IntlPayPaymentTracing",
"IntlPayTransNonSterling",
"IntlPayTransRateNonSterling",
"IntlPayWorldpayPayment",
"InvPayBankDetailsWrong",
"InvPayForeignBCNR",
"InvPayForeignRecall",
"InvPayStandingOrdUnpaid",
"SafeKeepingEnvelope",
"SafeKeepingInspection",
"SafeKeepingLargeItem",
"SafeKeepingParcel",
"NightSafeNightSafePaidIn",
"OverdraftReview",
"ChqBookTheftLossAllStopped",
"ChqCopy",
"ChqDraftSterling",
"ChqOutIssued",
"ChqSpecialChqPresentation",
"ChqSpecialChqClearance",
"ChqStopped",
"ChqDraftFX",
"ChqForeignCourier",
"ChqGiftCheque",
"ChqForeign",
"ChqChequePhotocopy",
"ChqChequeRetrieval",
"ChqSpecialPresentationCount",
"ChqSpecialPresentationPTT",
"ChqUnpaidCharge",
"ChqUnpaidTransIn",
"ChqUnpaidTransOut",
"ChqUnpaidCheque",
"ReportCertInterestDuplicate",
"ReportCertInterest",
"ReportReference",
"ReportReferralItem",
"ReportStatementCopyRegular",
"ReportStatusEnquiry",
"ReportStatementFrequent",
"ReportStatementCopy1",
"SEPAIn",
"SEPAEuro",
"SEPAOut",
"TransCreditTransferUKDifferent",
"TransCredit",
"TransCreditTransfer",
"TransBuyForeignWithGBP",
"TransSWIFTOutUKForeign",
"TransPOSSaleForeign",
"TransReturnPayment",
"TransTransferExGroup",
"TransSWIFTOutNonEEASterling",
"AutoAutomatedEntries",
"OnlineReplacementCardReader",
"OnlineUrgentPayment",
"ForeignChqSent",
"ForeignFXInwardsCust",
"ForeignFXOutwards",
"ForeignPurchase",
"ForeignChqDraft",
"ServiceCAccountFee",
"ServiceCAccountFeeMonthly",
"ServiceCOther",
"CounterCashOut",
"CounterForeignNoteHandling",
"CounterForeignCashOut",
"CounterCashFeeRate",
"Other"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Indicates that this is the minimum\/ maximum fee\/charge that can be applied by the financial institution",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Free text for adding extra details for fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
}
},
"additionalProperties": false,
"required": [
"FeeChargeDetail"
]
},
"CoreProduct": {
"description": "Core feature of the PCA product which can be associated to a particular Marketing State",
"type": "object",
"title": "CoreProduct",
"properties": {
"ProductURL": {
"description": "URL provided by the organisation which redirects to the product (on live products only) available on an external website. There might be more than one product at a given URL.",
"title": "ProductURL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"ProductDescription": {
"description": "The description of the PCA product used for marketing purposes from a customer perspective.",
"title": "ProductDescription",
"type": "string",
"minLength": 1,
"maxLength": 2000
},
"TcsAndCsURL": {
"description": "URL provided by the financial institution which redirects to the PCA T&Cs on an external website",
"title": "TcsAndCsURL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"SalesAccessChannels": {
"description": "Channels through which a customer can open an account.",
"title": "SalesAccessChannels",
"type": "array",
"items": {
"description": "Channels through which a customer can open an account.",
"type": "string",
"enum": [
"Branch",
"CallCentre",
"Post",
"Online",
"RelationshipManager"
]
},
"minItems": 1
},
"ServicingAccessChannels": {
"description": "Methods by which a customer can access the services associated to the PCA product",
"title": "ServicingAccessChannels",
"type": "array",
"items": {
"description": "Methods by which a customer can access the services associated to the PCA product",
"type": "string",
"enum": [
"ATM",
"Branch",
"CallCentre",
"Post",
"MobileBankingApp",
"Online",
"PostOffice",
"RelationshipManager",
"Text"
]
},
"minItems": 1
},
"MonthlyMaximumCharge": {
"description": "The maximum relevant charges that could accrue as defined fully in Part 7 of the CMA order",
"title": "MonthlyMaximumCharge",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
}
},
"additionalProperties": false,
"required": [
"ProductURL",
"TcsAndCsURL",
"SalesAccessChannels",
"ServicingAccessChannels",
"MonthlyMaximumCharge"
]
}
},
"required": [
"Identification",
"MarketingState",
"Eligibility",
"FeaturesAndBenefits",
"OtherFeesCharges",
"CoreProduct"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"Name",
"Identification",
"Segment",
"PCAMarketingState"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"BrandName",
"PCA"
]
},
"additionalProperties": false,
"minItems": 1
}
}
}
{
"title": "Business current account",
"type": "object",
"properties": {
"Brand": {
"description": "Brand registered by the banking group at https:\/\/register.fca.org.uk\/",
"type": "array",
"title": "Brand",
"items": {
"description": "Brand registered by the banking group at https:\/\/register.fca.org.uk\/",
"type": "object",
"properties": {
"BrandName": {
"description": "Brand Name that an organisation uses to market its products or services to a consumer as registered at https:\/\/register.fca.org.uk\/",
"title": "BrandName",
"type": "string",
"minLength": 1,
"maxLength": 140
},
"BCA": {
"description": "BCA means a Business Current Account.",
"type": "array",
"title": "BCA",
"items": {
"description": "BCA means a Business Current Account.",
"type": "object",
"properties": {
"Name": {
"description": "The name of the BCA product used for marketing purposes from a customer perspective. I.e. what the customer would recognise.",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Identification": {
"description": "The unique ID that has been internally assigned by the financial institution to each of the current account banking products they market to their retail and\/or small to medium enterprise (SME) customers.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Segment": {
"description": "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http:\/\/www.investopedia.com\/terms\/m\/marketsegmentation.asp#ixzz4gfEEalTd\nFollow us: Investopedia on Facebook\n\nWith respect to BCA products, they are segmented in relation to different markets that they wish to focus on.",
"title": "Segment",
"type": "array",
"items": {
"description": "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http:\/\/www.investopedia.com\/terms\/m\/marketsegmentation.asp#ixzz4gfEEalTd\nFollow us: Investopedia on Facebook\n\nWith respect to BCA products, they are segmented in relation to different markets that they wish to focus on.",
"type": "string",
"enum": [
"ClientAccount",
"Standard",
"NonCommercial",
"Religious",
"SectorSpecific",
"Startup",
"Switcher"
]
},
"minItems": 1
},
"OnSaleIndicator": {
"description": "Indicates that the published product is OnSale(value 1) or Back Book (value 0)",
"title": "OnSaleIndicator",
"type": "boolean"
},
"FeeFreeLength": {
"description": "The length\/duration of the fee free period",
"title": "FeeFreeLength",
"type": "number",
"format": "float"
},
"FeeFreeLengthPeriod": {
"description": "The unit of period (days, weeks, months etc.) of the promotional length",
"title": "FeeFreeLengthPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the product details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"BCAMarketingState": {
"description": "The marketing state (promotional or regular) of the BCA Product.",
"type": "array",
"title": "BCAMarketingState",
"items": {
"description": "The marketing state (promotional or regular) of the BCA Product.",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a BCA Product Marketing State.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"PredecessorID": {
"description": "Identifies the marketing state that precedes this marketing state",
"title": "PredecessorID",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"MarketingState": {
"description": "Describes the marketing state (regular or promotional) of the BCA Product",
"title": "MarketingState",
"type": "string",
"enum": [
"Promotional",
"Regular"
]
},
"FirstMarketedDate": {
"description": "Marketing state start date",
"title": "FirstMarketedDate",
"type": "string",
"format": "date"
},
"LastMarketedDate": {
"description": "Marketing state end date",
"title": "LastMarketedDate",
"type": "string",
"format": "date"
},
"StateTenureLength": {
"description": "The length\/duration of a promotional state",
"title": "StateTenureLength",
"type": "number",
"format": "float"
},
"StateTenurePeriod": {
"description": "The unit of period (days, weeks, months etc.) of the promotional length",
"title": "StateTenurePeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Free text for adding details for marketing state",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"CreditInterest": {
"description": "Details about the interest that may be payable to the BCA account holders",
"type": "object",
"title": "CreditInterest",
"properties": {
"TierBandSet": {
"description": "The group of tiers or bands for which credit interest can be applied.",
"type": "array",
"title": "TierBandSet",
"items": {
"description": "The group of tiers or bands for which credit interest can be applied.",
"type": "object",
"properties": {
"TierBandMethod": {
"description": "The methodology of how credit interest is paid\/applied. It can be:-\n\n1. Banded\nInterest rates are banded. i.e. Increasing rate on whole balance as balance increases.\n\n2. Tiered\nInterest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance.\n\n3. Whole\nThe same interest rate is applied irrespective of the BCA balance",
"title": "TierBandMethod",
"type": "string",
"enum": [
"Banded",
"Tiered",
"Whole"
]
},
"CalculationMethod": {
"description": "Methods of calculating interest",
"title": "CalculationMethod",
"type": "string",
"enum": [
"Compound",
"SimpleInterest"
]
},
"Destination": {
"description": "Describes whether accrued interest is payable only to the BCA or to another bank account",
"title": "Destination",
"type": "string",
"enum": [
"PayAway",
"SelfCredit"
]
},
"Notes": {
"description": "Optional additional notes to supplement the Tier Band Set details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"TierBand": {
"description": "Tier Band Details",
"type": "array",
"title": "TierBand",
"items": {
"description": "Tier Band Details",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Tier Band for a BCA.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"TierValueMinimum": {
"description": "Minimum deposit value for which the credit interest tier applies.",
"title": "TierValueMinimum",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"TierValueMaximum": {
"description": "Maximum deposit value for which the credit interest tier applies.",
"title": "TierValueMaximum",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CalculationFrequency": {
"description": "How often is credit interest calculated for the account.",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"ApplicationFrequency": {
"description": "How often is interest applied to the BCA for this tier\/band i.e. how often the financial institution pays accumulated interest to the customer's BCA.",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"DepositInterestAppliedCoverage": {
"description": "Amount on which Interest applied.",
"title": "DepositInterestAppliedCoverage",
"type": "string",
"enum": [
"Banded",
"Tiered",
"Whole"
]
},
"FixedVariableInterestRateType": {
"description": "Type of interest rate, Fixed or Variable",
"title": "FixedVariableInterestRateType",
"type": "string",
"enum": [
"Fixed",
"Variable"
]
},
"AER": {
"description": "The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made.\n\nRead more: Annual Equivalent Rate (AER) http:\/\/www.investopedia.com\/terms\/a\/aer.asp#ixzz4gfR7IO1A",
"title": "AER",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"BankInterestRateType": {
"description": "Interest rate types, other than AER, which financial institutions may use to describe the annual interest rate payable to the BCA.",
"title": "BankInterestRateType",
"type": "string",
"enum": [
"Gross",
"Other"
]
},
"BankInterestRate": {
"description": "Bank Interest for the BCA product",
"title": "BankInterestRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"Notes": {
"description": "Optional additional notes to supplement the Tier Band details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherBankInterestType": {
"description": "Other interest rate types which are not available in the standard code list",
"type": "object",
"title": "OtherBankInterestType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies that are not available in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in the standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"TierValueMinimum",
"CalculationFrequency",
"ApplicationFrequency",
"FixedVariableInterestRateType",
"AER"
]
},
"additionalProperties": false,
"minItems": 1
},
"CreditInterestEligibility": {
"description": "Eligibility for credit interest",
"type": "array",
"title": "CreditInterestEligibility",
"items": {
"description": "Eligibility for credit interest",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"AnyBusinessCustomer",
"MinimumAnniversary",
"ExistingCustomers",
"MinimumDeposit",
"MinimumTransactions",
"NewCustomersOnly",
"Other",
"SwitchersOnly",
"StartUp",
"SoleUkAccount",
"ThirdSectorOnly"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"TierBandMethod",
"Destination",
"TierBand"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"additionalProperties": false,
"required": [
"TierBandSet"
]
},
"Overdraft": {
"description": "Borrowing details",
"type": "object",
"title": "Overdraft",
"properties": {
"Notes": {
"description": "Associated Notes about the overdraft rates",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"TcsAndCsURL": {
"description": "URL provided by the financial institution which redirects to the BCA Overdraft T&Cs on an external website",
"title": "TcsAndCsURL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"OverdraftTierBandSet": {
"description": "Tier band set details",
"type": "array",
"title": "OverdraftTierBandSet",
"items": {
"description": "Tier band set details",
"type": "object",
"properties": {
"TierBandMethod": {
"description": "The methodology of how overdraft is charged. It can be:\n'Whole' Where the same charge\/rate is applied to the entirety of the overdraft balance (where charges are applicable).\n'Tiered' Where different charges\/rates are applied dependent on overdraft maximum and minimum balance amount tiers defined by the lending financial organisation\n'Banded' Where different charges\/rates are applied dependent on overdraft maximum and minimum balance amount bands defined by a government organisation.",
"title": "TierBandMethod",
"type": "string",
"enum": [
"Banded",
"Tiered",
"Whole"
]
},
"OverdraftType": {
"description": "An overdraft can either be 'committed' which means that the facility cannot be withdrawn without reasonable notification before it's agreed end date, or 'on demand' which means that the financial institution can demand repayment at any point in time.",
"title": "OverdraftType",
"type": "string",
"enum": [
"Committed",
"OnDemand"
]
},
"Identification": {
"description": "Unique and unambiguous identification of a Tier Band for a overdraft product.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"AuthorisedIndicator": {
"description": "Indicates if the Overdraft is authorised (Y) or unauthorised (N)",
"title": "AuthorisedIndicator",
"type": "boolean"
},
"BufferAmount": {
"description": "When a customer exceeds their credit limit, a financial institution will not charge the customer unauthorised overdraft charges if they do not exceed by more than the buffer amount. Note: Authorised overdraft charges may still apply.",
"title": "BufferAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MinimumArrangedOverdraftAmount": {
"description": "An overdraft is an extension of credit from a lending institution when an account reaches zero. An overdraft allows the individual to continue withdrawing money even if the account has no funds in it or not enough to cover the withdrawal. Some banking products require an accountholder to take an Arranged Overdraft(minimum) of at least £x, or else a bank will not process an Arranged Overdraft request.",
"title": "MinimumArrangedOverdraftAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Notes": {
"description": "Optional additional notes to supplement the overdraft Tier Band Set details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OverdraftTierBand": {
"description": "Provides overdraft details for a specific tier or band",
"type": "array",
"title": "OverdraftTierBand",
"items": {
"description": "Provides overdraft details for a specific tier or band",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Tier Band for a overdraft.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"TierValueMin": {
"description": "Minimum value of Overdraft Tier\/Band",
"title": "TierValueMin",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"TierValueMax": {
"description": "Maximum value of Overdraft Tier\/Band",
"title": "TierValueMax",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"EAR": {
"description": "EAR means Effective Annual Rate and\/or Equivalent Annual Rate (frequently\nused interchangeably), being the actual annual interest rate of an Overdraft.",
"title": "EAR",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"AgreementLengthMin": {
"description": "Specifies the minimum length of a band for a fixed overdraft agreement",
"title": "AgreementLengthMin",
"type": "number",
"format": "float"
},
"AgreementLengthMax": {
"description": "Specifies the maximum length of a band for a fixed overdraft agreement",
"title": "AgreementLengthMax",
"type": "number",
"format": "float"
},
"AgreementPeriod": {
"description": "Specifies the period of a fixed length overdraft agreement",
"title": "AgreementPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"OverdraftInterestChargingCoverage": {
"description": "Refers to which interest rate is applied when interests are tiered. For example, if an overdraft balance is £2k and the interest tiers are:- 0-£500 0.1%, 500-1000 0.2%, 1000-10000 0.5%, then the applicable interest rate could either be 0.5% of the entire balance (since the account balance sits in the top interest tier) or (0.1%*500)+(0.2%*500)+(0.5%*1000). In the 1st situation, we say the interest is applied to the ‘Whole’ of the account balance, and in the 2nd that it is ‘Tiered’.",
"title": "OverdraftInterestChargingCoverage",
"type": "string",
"enum": [
"Banded",
"Tiered",
"Whole"
]
},
"BankGuaranteedIndicator": {
"description": "Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.",
"title": "BankGuaranteedIndicator",
"type": "boolean"
},
"Notes": {
"description": "Optional additional notes to supplement the Tier\/band details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OverdraftFeesCharges": {
"description": "Overdraft fees and charges",
"type": "array",
"title": "OverdraftFeesCharges",
"items": {
"description": "Overdraft fees and charges",
"type": "object",
"properties": {
"OverdraftFeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.",
"type": "array",
"title": "OverdraftFeeChargeCap",
"items": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Overdraft fee type",
"type": "string",
"enum": [
"ArrangedOverdraft",
"AnnualReview",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Notes related to Overdraft fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
},
"OverdraftFeeChargeDetail": {
"description": "Details about the fees\/charges",
"type": "array",
"title": "OverdraftFeeChargeDetail",
"items": {
"description": "Details about the fees\/charges",
"type": "object",
"properties": {
"FeeType": {
"description": "Overdraft fee type",
"title": "FeeType",
"type": "string",
"enum": [
"ArrangedOverdraft",
"AnnualReview",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"NegotiableIndicator": {
"description": "Indicates whether fee and charges are negotiable",
"title": "NegotiableIndicator",
"type": "boolean"
},
"OverdraftControlIndicator": {
"description": "Indicates if the fee\/charge is already covered by an 'Overdraft Control' fee or not.",
"title": "OverdraftControlIndicator",
"type": "boolean"
},
"IncrementalBorrowingAmount": {
"description": "Every additional tranche of an overdraft balance to which an overdraft fee is applied",
"title": "IncrementalBorrowingAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeAmount": {
"description": "Amount charged for an overdraft fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for overdraft fee\/charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for overdraft fee\/charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"Gross",
"Other"
]
},
"ApplicationFrequency": {
"description": "Frequency at which the overdraft charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How often is the overdraft fee\/charge calculated for the account.",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Free text for capturing any other info related to Overdraft Fees Charge Details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OverdraftFeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.",
"type": "object",
"title": "OverdraftFeeChargeCap",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Overdraft fee type",
"type": "string",
"enum": [
"ArrangedOverdraft",
"AnnualReview",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Notes related to Overdraft fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"additionalProperties": false,
"required": [
"FeeType",
"MinMaxType"
]
},
"OtherFeeType": {
"description": "Other Fee type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type code which is not available in the standard code set",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies that are not available in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in the standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"OverdraftFeeChargeDetail"
]
},
"additionalProperties": false
}
},
"required": [
"TierValueMin"
]
},
"additionalProperties": false,
"minItems": 1
},
"OverdraftFeesCharges": {
"description": "Overdraft fees and charges details",
"type": "array",
"title": "OverdraftFeesCharges",
"items": {
"description": "Overdraft fees and charges details",
"type": "object",
"properties": {
"OverdraftFeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.",
"type": "array",
"title": "OverdraftFeeChargeCap",
"items": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Overdraft fee type",
"type": "string",
"enum": [
"ArrangedOverdraft",
"AnnualReview",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Notes related to Overdraft fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
},
"OverdraftFeeChargeDetail": {
"description": "Details about the fees\/charges",
"type": "array",
"title": "OverdraftFeeChargeDetail",
"items": {
"description": "Details about the fees\/charges",
"type": "object",
"properties": {
"FeeType": {
"description": "Overdraft fee type",
"title": "FeeType",
"type": "string",
"enum": [
"ArrangedOverdraft",
"AnnualReview",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"NegotiableIndicator": {
"description": "Indicates whether fee and charges are negotiable",
"title": "NegotiableIndicator",
"type": "boolean"
},
"OverdraftControlIndicator": {
"description": "Indicates if the fee\/charge is already covered by an 'Overdraft Control' fee or not.",
"title": "OverdraftControlIndicator",
"type": "boolean"
},
"IncrementalBorrowingAmount": {
"description": "Every additional tranche of an overdraft balance to which an overdraft fee is applied",
"title": "IncrementalBorrowingAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeAmount": {
"description": "Amount charged for an overdraft fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for overdraft fee\/charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for overdraft fee\/charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"Gross",
"Other"
]
},
"ApplicationFrequency": {
"description": "Frequency at which the overdraft charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How often is the overdraft fee\/charge calculated for the account.",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Free text for capturing any other info related to Overdraft Fees Charge Details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OverdraftFeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge. Capping can either be based on an amount (in gbp), an amount (in items) or a rate.",
"type": "object",
"title": "OverdraftFeeChargeCap",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Overdraft fee type",
"type": "string",
"enum": [
"ArrangedOverdraft",
"AnnualReview",
"EmergencyBorrowing",
"BorrowingItem",
"OverdraftRenewal",
"OverdraftSetup",
"Surcharge",
"TempOverdraft",
"UnauthorisedBorrowing",
"UnauthorisedPaidTrans",
"Other",
"UnauthorisedUnpaidTrans"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Notes related to Overdraft fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"additionalProperties": false,
"required": [
"FeeType",
"MinMaxType"
]
},
"OtherFeeType": {
"description": "Other Fee type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type code which is not available in the standard code set",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies that are not available in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in the standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"OverdraftFeeChargeDetail"
]
},
"additionalProperties": false
}
},
"required": [
"TierBandMethod",
"OverdraftTierBand"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"additionalProperties": false,
"required": [
"OverdraftTierBandSet"
]
},
"Eligibility": {
"description": "Eligibility details for this product i.e. the criteria that an accountholder has to meet in order to be eligible for the BCA product.",
"type": "object",
"title": "Eligibility",
"properties": {
"OtherEligibility": {
"description": "Other eligibility which is not covered by the main eligibility of the BCA product",
"type": "array",
"title": "OtherEligibility",
"items": {
"description": "Other eligibility which is not covered by the main eligibility of the BCA product",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"AnyBusinessCustomer",
"MinimumAnniversary",
"ExistingCustomers",
"MinimumDeposit",
"MinimumTransactions",
"NewCustomersOnly",
"Other",
"SwitchersOnly",
"StartUp",
"SoleUkAccount",
"ThirdSectorOnly"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
},
"AgeEligibility": {
"description": "Age eligibility for BCA product",
"type": "object",
"title": "AgeEligibility",
"properties": {
"MinimumAge": {
"description": "Minimum age that a person is eligible to hold this account",
"title": "MinimumAge",
"type": "number",
"format": "float"
},
"MaximumAge": {
"description": "Maximum age that a person is eligible to hold this account",
"title": "MaximumAge",
"type": "number",
"format": "float"
},
"Notes": {
"description": "Optional additional notes to supplement the AgeEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"ResidencyEligibility": {
"description": "Countries in which an accountholder can reside and, therefore, be eligible to open an account",
"type": "array",
"title": "ResidencyEligibility",
"items": {
"description": "Countries in which an accountholder can reside and, therefore, be eligible to open an account",
"type": "object",
"properties": {
"ResidencyType": {
"description": "Residency type like Tax residency, Owner residency etc.",
"title": "ResidencyType",
"type": "string",
"enum": [
"Incorporated",
"Owner",
"Other",
"Trading",
"CompanyTax"
]
},
"ResidencyIncluded": {
"description": "Country code for which BCA product is allowed.",
"title": "ResidencyIncluded",
"type": "array",
"items": {
"description": "CodeMnemonic",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"minItems": 1
},
"Notes": {
"description": "Optional additional notes to supplement the ResidencyEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherResidencyType": {
"description": "Other residency type which is not available in standard code list.",
"type": "object",
"title": "OtherResidencyType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"ResidencyIncluded"
]
},
"additionalProperties": false
},
"TradingHistoryEligibility": {
"description": "Describes the trading history requirements to access the BCA product.",
"type": "array",
"title": "TradingHistoryEligibility",
"items": {
"description": "Describes the trading history requirements to access the BCA product.",
"type": "object",
"properties": {
"TradingType": {
"description": "Trading type eligibility for the BCA product",
"title": "TradingType",
"type": "string",
"enum": [
"AnnualReturns",
"PreviousCCJSAllowed",
"GoodTradingHistory",
"Other",
"PreviousBankruptcyAllowed",
"TradingLength",
"Turnover"
]
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"Amount": {
"description": "Amount indicating the min max type",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. e.g. PreviousCCJS is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "The unit of period (days, weeks, months etc.)",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the TradingHistoryEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherTradingType": {
"description": "Other trading type which is not exist in standard code list",
"type": "object",
"title": "OtherTradingType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
}
},
"additionalProperties": false
},
"LegalStructureEligibility": {
"description": "Legal structure eligibility requirement to access the BCA product.",
"type": "array",
"title": "LegalStructureEligibility",
"items": {
"description": "Legal structure eligibility requirement to access the BCA product.",
"type": "object",
"properties": {
"LegalStructure": {
"description": "Defines the legal structure of the business to access the BCA product.",
"title": "LegalStructure",
"type": "string",
"enum": [
"CIO",
"ClubSociety",
"Charity",
"Ltd",
"LBG",
"LLP",
"Other",
"Partnership",
"SoleTrader",
"Trust"
]
},
"Notes": {
"description": "Optional additional notes to supplement the LegalStructureEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherLegalStructure": {
"description": "Other legal structure code of the business which is not present in the standard list",
"type": "object",
"title": "OtherLegalStructure",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
}
},
"additionalProperties": false
},
"OfficerEligibility": {
"description": "Describes the requirement of the officers(owner, partner, directors) to access the BCA product.",
"type": "array",
"title": "OfficerEligibility",
"items": {
"description": "Describes the requirement of the officers(owner, partner, directors) to access the BCA product.",
"type": "object",
"properties": {
"OfficerType": {
"description": "Defines the types of officers eligible for the BCA product. Examples are Directors, Owners etc.",
"title": "OfficerType",
"type": "string",
"enum": [
"Director",
"Owner",
"Other",
"Partner"
]
},
"MinAmount": {
"description": "Minimum amount of officers (for a particular officer type) required to the BCA product",
"title": "MinAmount",
"type": "integer",
"format": "int32"
},
"MaxAmount": {
"description": "Maximum amount of officers (for a particular officer type) required to the BCA product",
"title": "MaxAmount",
"type": "integer",
"format": "int32"
},
"Notes": {
"description": "Optional additional notes to supplement the OfficerEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherOfficerType": {
"description": "Other Officer Type which is not available in the standard code list.",
"type": "object",
"title": "OtherOfficerType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
}
},
"additionalProperties": false
},
"IDEligibility": {
"description": "Identity verification criteria that the account holder will need to meet to take out the BCA product",
"type": "object",
"title": "IDEligibility",
"properties": {
"URL": {
"description": "URL to identity verification document list which is required for obtaining the product.",
"title": "URL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the ID Verification details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"CreditCheckEligibility": {
"description": "Credit check criteria that the account holder will need to meet to take out the BCA product",
"type": "object",
"title": "CreditCheckEligibility",
"properties": {
"ScoringType": {
"description": "Opening Credit Scoring Type (Hard or Soft)",
"title": "ScoringType",
"type": "string",
"enum": [
"Hard",
"Soft"
]
},
"Notes": {
"description": "Optional additional notes to supplement the CreditCheck details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"IndustryEligibility": {
"description": "Industry Eligibility that the account holder will need to meet to take out the BCA product",
"type": "object",
"title": "IndustryEligibility",
"properties": {
"SICCode": {
"description": "UK Standard Industry Code of the business eligible to access the BCA product. Ref http:\/\/resources.companieshouse.gov.uk\/sic\/",
"title": "SICCode",
"type": "array",
"items": {
"description": "Specifies a numeric string with a maximum length of 5 digits.",
"type": "string",
"pattern": "^[0-9]{0,5}$",
"minLength": 0,
"maxLength": 5
},
"minItems": 1
},
"Notes": {
"description": "Optional additional notes to supplement the IndustryEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherSICCode": {
"description": "Other SICCODE which is not present in the standard code set",
"type": "object",
"title": "OtherSICCode",
"properties": {
"Code": {
"description": "SICCode which is not present in the standard code set.",
"title": "Code",
"type": "string",
"pattern": "^[0-9]{0,5}$",
"minLength": 0,
"maxLength": 5
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"additionalProperties": false,
"required": [
"SICCode"
]
}
},
"additionalProperties": false
},
"FeaturesAndBenefits": {
"description": "Feature And Benefits Details",
"type": "object",
"title": "FeaturesAndBenefits",
"properties": {
"FeatureBenefitGroup": {
"description": "FeatureBenefitGroup can be used to group features & benefits in to packages (which may be chargeable at the group level). E.g. Barclays Student Account allows you to purchase extra benefits packages",
"type": "array",
"title": "FeatureBenefitGroup",
"items": {
"description": "FeatureBenefitGroup can be used to group features & benefits in to packages (which may be chargeable at the group level). E.g. Barclays Student Account allows you to purchase extra benefits packages",
"type": "object",
"properties": {
"Name": {
"description": "Feature\/Benefit Name",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Type": {
"description": "Common types of features & benefits",
"title": "Type",
"type": "string",
"enum": [
"AccountManagement",
"AccountOpeningOrSwitchingIncentive",
"Cashback",
"InternationalPaymentsSupport",
"Other",
"PreferentialRates",
"RelationshipManager",
"Rewards",
"SecureCash"
]
},
"BenefitGroupNominalValue": {
"description": "BenefitGroupNominalValue is to allow banks to state what they feel their benefit package is worth",
"title": "BenefitGroupNominalValue",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Fee": {
"description": "Amount that is charged to the customer for a pack of features\/benefits",
"title": "Fee",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"ApplicationFrequency": {
"description": "How frequently is the charge for the feature\/benefit group applied to the customer account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How frequently is the charge for the feature\/benefit group calculated for the customer account",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the Feature Benefit Group details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Any other types of features & benefits which is not available in the standard code list.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequency which is not available in the standard code set",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in the standard code set",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitItem": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "array",
"title": "FeatureBenefitItem",
"items": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Feature and Benefit Item.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Type": {
"description": "Feature and Benefit type",
"title": "Type",
"type": "string",
"enum": [
"AccountManagement",
"AccountOpeningOrSwitchingIncentive",
"Cashback",
"InternationalPaymentsSupport",
"Other",
"PreferentialRates",
"RelationshipManager",
"Rewards",
"SecureCash"
]
},
"Name": {
"description": "Name which can be attached to the feature\/benefit",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Amount": {
"description": "Amount associated to the feature\/benefit where applicable e.g. 200 Pounds worth of travel insurance",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "True\/False indicator for a particular feature\/benefit e.g. Interest Free Overdraft? Yes or No",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Provides textual information about a feature\/benefit e.g. 10% off cinema tickets on Tuesday nights",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the feature\/benefit item. Only used for very specific conditions",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Other common types of features & benefits which are not available in the standard code set",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"AnyBusinessCustomer",
"MinimumAnniversary",
"ExistingCustomers",
"MinimumDeposit",
"MinimumTransactions",
"NewCustomersOnly",
"Other",
"SwitchersOnly",
"StartUp",
"SoleUkAccount",
"ThirdSectorOnly"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Type"
]
},
"additionalProperties": false
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"AnyBusinessCustomer",
"MinimumAnniversary",
"ExistingCustomers",
"MinimumDeposit",
"MinimumTransactions",
"NewCustomersOnly",
"Other",
"SwitchersOnly",
"StartUp",
"SoleUkAccount",
"ThirdSectorOnly"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Name"
]
},
"additionalProperties": false
},
"FeatureBenefitItem": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "array",
"title": "FeatureBenefitItem",
"items": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Feature and Benefit Item.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Type": {
"description": "Feature and Benefit type",
"title": "Type",
"type": "string",
"enum": [
"AccountManagement",
"AccountOpeningOrSwitchingIncentive",
"Cashback",
"InternationalPaymentsSupport",
"Other",
"PreferentialRates",
"RelationshipManager",
"Rewards",
"SecureCash"
]
},
"Name": {
"description": "Name which can be attached to the feature\/benefit",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Amount": {
"description": "Amount associated to the feature\/benefit where applicable e.g. 200 Pounds worth of travel insurance",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "True\/False indicator for a particular feature\/benefit e.g. Interest Free Overdraft? Yes or No",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Provides textual information about a feature\/benefit e.g. 10% off cinema tickets on Tuesday nights",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the feature\/benefit item. Only used for very specific conditions",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Other common types of features & benefits which are not available in the standard code set",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"AnyBusinessCustomer",
"MinimumAnniversary",
"ExistingCustomers",
"MinimumDeposit",
"MinimumTransactions",
"NewCustomersOnly",
"Other",
"SwitchersOnly",
"StartUp",
"SoleUkAccount",
"ThirdSectorOnly"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Type"
]
},
"additionalProperties": false
},
"Card": {
"description": "Payment Card Details",
"type": "array",
"title": "Card",
"items": {
"description": "Payment Card Details",
"type": "object",
"properties": {
"Type": {
"description": "Card Type available e.g. Debit",
"title": "Type",
"type": "string",
"enum": [
"BusinessQuickLodgeCard",
"CashCard",
"DebitCard",
"DepositCard",
"Other"
]
},
"Scheme": {
"description": "Operator of Card Scheme e.g. Visa",
"title": "Scheme",
"type": "array",
"items": {
"description": "Operator of Card Scheme e.g. Visa",
"type": "string",
"enum": [
"MasterCard",
"Other",
"Visa"
]
},
"minItems": 1
},
"ContactlessIndicator": {
"description": "Indicates if the card can be used for contactless payments or not.",
"title": "ContactlessIndicator",
"type": "boolean"
},
"MaxDailyCardWithdrawalLimit": {
"description": "Maximum daily cash withdrawal limit on the card.",
"title": "MaxDailyCardWithdrawalLimit",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Notes": {
"description": "Optional additional notes to supplement the Card details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Any other Card Type which is not available in the standard card type",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherScheme": {
"description": "Operator of a card scheme which is not available in the standard scheme code list",
"type": "array",
"title": "OtherScheme",
"items": {
"description": "Operator of a card scheme which is not available in the standard scheme code list",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"Type",
"Scheme",
"ContactlessIndicator"
]
},
"additionalProperties": false
},
"MobileWallet": {
"description": "Details about the mobile application services that may be available with the BCA product",
"type": "array",
"title": "MobileWallet",
"items": {
"description": "Details about the mobile application services that may be available with the BCA product",
"type": "object",
"properties": {
"Type": {
"description": "Mobile applications that the BCA product will support",
"title": "Type",
"type": "string",
"enum": [
"AndroidPay",
"ApplePay",
"GooglePay",
"IssuerMobileApp",
"MobileBankingApp",
"Other",
"PayM",
"SamsungPay",
"VodafoneWallet"
]
},
"Notes": {
"description": "Free text for adding any extra information for MobileWallet.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Other Mobile applications that the BCA product supports and that aren't in the standard code list",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Type"
]
},
"additionalProperties": false
}
},
"additionalProperties": false
},
"OtherFeesCharges": {
"description": "Contains details of fees and charges which are not associated with either Overdraft or features\/benefits",
"type": "array",
"title": "OtherFeesCharges",
"items": {
"description": "Contains details of fees and charges which are not associated with either Overdraft or features\/benefits",
"type": "object",
"properties": {
"TariffType": {
"description": "TariffType which defines the fee and charges.",
"title": "TariffType",
"type": "string",
"enum": [
"Electronic",
"Mixed",
"Other"
]
},
"TariffName": {
"description": "Name of the tariff",
"title": "TariffName",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"OtherTariffType": {
"description": "Other tariff type which is not in the standard list.",
"type": "object",
"title": "OtherTariffType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeeChargeDetail": {
"description": "Other fees\/charges details",
"type": "array",
"title": "FeeChargeDetail",
"items": {
"description": "Other fees\/charges details",
"type": "object",
"properties": {
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"Auto",
"ATM",
"BankersDrafts",
"Card",
"Cheque",
"CounterServices",
"DirectDebit",
"Deeds",
"Foreign",
"FX",
"International",
"Investigation",
"Legal",
"Loan",
"NightSafe",
"Online",
"Other",
"PostOffice",
"PaymentScheme",
"Report",
"Safekeeping",
"Servicing",
"Transaction"
]
},
"FeeType": {
"description": "Fee\/Charge Type",
"title": "FeeType",
"type": "string",
"enum": [
"ATMDeposATMPaidIn",
"ReportCertBalance",
"ATMAbroadConVisaDebit",
"ATMCardnetEnvIn",
"ATMCashGroupATMDebitCard",
"ATMCashNonGroupATMDebitcard",
"ATMConGroupATM",
"ATMAbroad",
"ATMForeignCashDebCard",
"ATMAbroadGoldVisaDebit",
"ATMNonSterlingWithdrawal",
"ATMAbroadVisaDebit",
"ATMWithdrawCash",
"BACSOnLineAncilliary",
"BACSBatch",
"BACSOnLineFile",
"BACSItem",
"BACSBulkBatch",
"BACSOnLineOverlimit",
"BACSOnLinePayment",
"BACSOnLineService",
"BACSBulkInternet",
"BACSTELDirDebSmartCard",
"BACSTELDirDebWebInit",
"BACSTELirDebWebInit",
"BACSTELDirDebOverlimit",
"BACSTELDirDebPayment",
"BACSTELDirDebService",
"BACSTELDirDebAncilliary",
"BACSTELAncilliary",
"BACSTELSmartCard",
"BACSTELFile",
"BACSTELOverlimit",
"BACSTELPayment",
"BACSTELService",
"CHAPSOutBranch",
"CHAPSOutOnlineDepositAcc",
"CHAPSIn",
"CHAPSOutPost",
"CHAPSOut",
"CHAPSOutOnline",
"CHAPSOutManual",
"CardCardReplacement",
"DraftsBankers",
"DraftsCancellation",
"CardGuaranteed",
"DraftsIntlPayableAbroad",
"DraftsIntlStoppedCancelled",
"EuroChqXLess",
"EuroChqXPlus",
"FPSOut",
"FPSOutOwn",
"FPSInBranch",
"LegalArticlesReport",
"LegalSealing",
"LegalBondAndGuarantee",
"LegalCoSearch",
"LegalDepositAssignment",
"LegalGuaranteePrep",
"LegalLifePolicyPrepCo",
"LegalLifePolicyPrepPersonal",
"LegalPriorityPariPassu",
"LegalSubordinationAgreement",
"DirDebDirectDebitAdmin",
"DirDebDirectDebitCancel",
"IntlPayBIBForeignLimit",
"IntlPayCreditTransCust",
"IntlPayCreditTransNonCust",
"IntlPayExpressMoneyMover",
"IntlPayEEAPayUrgent",
"IntlPayIrishPayUrgent",
"IntlPayEEAPay",
"IntlPayFXPaymentIn",
"IntlPayForeignIn1CPlus",
"IntlPayForeignCharge",
"IntlPayForeignInternet",
"IntlPayForeignInSub1C",
"IntlPayPurchaseNonSterling",
"IntlPayPaymentTracing",
"IntlPayStandardMoneyMover",
"IntlPayMT101Transaction",
"IntlPayWorldpayPayment",
"InvPayBankDetailsWrong",
"InvPayForeignBCNR",
"InvPayForeignRecall",
"InvGeneralInq",
"InvOldInstruction",
"InvPayReturnDebitXVLess",
"InvPayReturnDebitXVPlus",
"InvPayStopPayment",
"InvPayStandingOrdUnpaid",
"SafeKeepAccess",
"SafeKeepDeedMedium",
"SafeKeepingEnvelope",
"SafeKeepingInspection",
"SafeKeepingLargeItem",
"SafeKeepMultipleItems",
"SafeKeepingParcel",
"SafeKeepDeedSmall",
"SafeKeepOneItem",
"LoanArrangement",
"NightSafeNightSafeBankOpen",
"NightSafeCreditSub5K",
"NightSafeNightSafe",
"NightSafeNightSafePaidIn",
"POPostOfficeCounterCredit",
"POPostOfficeCashCredit",
"POPostOfficeCashOut",
"POPostOfficeWithdrawal",
"ChqBookTheftLossAllStopped",
"ChqIssuedCurrencyAcc",
"ChqCopy",
"ChqDraft",
"ChqIn",
"ChqSpecialChqClearance",
"ChqOutIssued",
"ChqSpecialChqPresentation",
"ChqCounterCheque",
"ChqChequeswithStatement",
"ChqStopped",
"ChqTrans",
"ChqDraftFX",
"ChqForeignCourier",
"ChqForeignNegTenThou",
"ChqForeignNegHundred",
"ChequeForeignBankDivi",
"ChqForeignNegFiftyThou",
"ChqPensionCheque",
"ChequeForeignOtherDivi",
"ChqForeignNegFiveThou",
"ChqForeignNegMax",
"ChqForeignGBPMMDPlus",
"ChqGiftCheque",
"ChqCounterLodgement",
"ChqCashDropLodgement",
"ChqForeign",
"ChqChequePhotocopy",
"ChqPostOfficeCredit",
"ChqPostOfficeChequeCollected",
"ChqChequeRetrieval",
"ChqReconcilliationPerTrans",
"ChqSpecialPresentationCount",
"ChqSpecialPresentationPTT",
"ChqDraftSterling",
"ChqUnpaidCharge",
"ChqUnpaidTransIn",
"ChqUnpaidTransOut",
"ChqUnpaidCheque",
"ReportAuditLetter",
"ReportFAXAdviceAdditional",
"ReportTelAdviceAdditional",
"ReportCreditHistory",
"ReportCertInterestDuplicate",
"ReportCertInterest",
"ReportCreditHistoryAdditionalInYear",
"ReportForeignStatusEnqElec",
"ReportForeignStatusEnq",
"ReportStatementChqDaily",
"ReportStatementChqFortnightly",
"ReportStatementChqMonthly",
"ReportStatementChqWeekly",
"ReportStatementAndDiviChq",
"ReportReferralItem",
"ReportStatementByATM",
"ReportStatementByBranch",
"ReportStatementCopyRegular",
"ReportStatementDaily",
"ReportStatusEnquiry",
"ReportStatementFrequent",
"ReportStatementMonthly",
"ReportStatementCopy1",
"ReportStatementToBranch",
"ReportSMSTextMiniStatementorAlert",
"ReportStatementFortnightly",
"ReportSMSTextMiniStatementWoM",
"ReportSMSTextAlertBalance",
"ReportSMSTextAlert",
"ReportTaxCert",
"ReportWeeklyStatement",
"SEPABranch",
"SEPACredit",
"SEPADirectDebit",
"SEPAIn",
"SEPAEuro",
"SEPAOut",
"SEPAUnpaid",
"SEPAWinbitsTransaction",
"TransBillPaymentBranch",
"TransBillCollect",
"TransTelephoneBillPayment",
"TransBankPayment",
"TransBillPaymentTelephone",
"TransCorrespondentBankFee",
"TransCreditTransferUKDifferent",
"TransCreditTransferUKSame",
"TransCredit",
"TransCreditTransfer",
"TransBranchCredit",
"TransDebit",
"TransDebCardDeb",
"TransUKDirDeb",
"TransManualDeb",
"TitleDeeds",
"TransBuyForeignWithGBP",
"TransGoodValueReq",
"TransSWIFTOutUKForeign",
"TransInconpleteInstruction",
"TransManualEntries",
"TransManualTrans",
"TransNonSterling",
"Other",
"TransPOSSaleForeign",
"TransPriPaymentPost",
"TransPOSSaleUK",
"TransReconciliationPerTrans",
"TransStandingOrdAdmin",
"TransStandingOrd",
"TransStandingOrdManPay",
"TransTelBusiPriPaymentForeignToUKAcc",
"TransTeleItem",
"TransTelBusiPriPaymentToGrpAcc",
"TransTransferExGroup",
"TransTelBusiPriPaymentToNonGrpAcc",
"TransSWIFTOutNonEEASterling",
"AutoAutoCredit",
"AutoAutomatedEntries",
"AutoAutoCreditPhoneInet",
"AutoAutomatedTrans",
"AutoDebitCardCommercial",
"AutoFPSAutoCredit",
"VisaTravellersChqorCurrency",
"OnlineInternetBillPayment",
"OnlineBusinessOnlineEuroPayment",
"OnlineBusinessOnlineUrgentEuroPayment",
"OnlineBusinessOnlineForeignPayment",
"OnlineInterbankTransfer",
"OnlineInterbankPerTransfer",
"OnlineInterbranchTransfer",
"OnlineInterbranchPerTransfer",
"OnlineSubscriptionMonthly",
"OnlineBankingPayment",
"OnlineReplacementCardReader",
"OnlinePaymentinGBPtoUK",
"OnlineUrgentPayment",
"OnlinePaymentinUSDtoUS",
"OnlineBulkDirectDebSterling",
"ForeignChqSent",
"ForeignChqSelf",
"ForeignChqEncashment",
"ForeignFXInwardsCust",
"ForeignFXTransfersROI",
"ForeignFXForwardTrans",
"ForeignExMaintenance",
"ForeignFXInwardsNonCust",
"ForeignFXOutwards",
"ForeignPurchase",
"ForeignStatusRep",
"ForeignChqDraft",
"ForeignChqCLess",
"ForeignChqMLess",
"ForeignChqOther",
"ForeignChqMPlus",
"ForeignChqCCC",
"ServiceCAccountFee",
"ServiceCAccountFeeMonthly",
"ServiceCAccountFeeQuarterly",
"ServiceCFixedTariff",
"ServiceCBusiDepAccBreakage",
"ServiceCMonitorDaily",
"ServiceCMinimumMonthlyFee",
"ServiceCMonitorMonthly",
"ServiceCMonitorWeekly",
"ServiceCMT940AccountFirst",
"ServiceCMT940AccountSubsequent",
"ServiceCOther",
"CounterCoinHandling",
"CounterCashIn",
"CounterCashInNotUs",
"CounterCashOut",
"CounterCashX",
"CounterForeignNoteHandling",
"CounterCashFeeRate",
"CounterForeignCashOutTx",
"CounterCounterLodgement",
"CounterCashDropLodgement",
"CounterNotesLodged",
"CounterNotesOut",
"CounterCashInOwn",
"CounterCashFeePercent"
]
},
"NegotiableIndicator": {
"description": "Fee\/charge which is usually negotiable rather than a fixed amount",
"title": "NegotiableIndicator",
"type": "boolean"
},
"IncludedInMonthlyChargeIndicator": {
"description": "Indicates that fee\/charge is already included in the monthly charge.",
"title": "IncludedInMonthlyChargeIndicator",
"type": "boolean"
},
"FeeAmount": {
"description": "Fee Amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"Gross",
"Other"
]
},
"ApplicationFrequency": {
"description": "How frequently the fee\/charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How frequently the fee\/charge is calculated",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the fee\/charge details.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeCategory": {
"type": "object",
"title": "OtherFeeCategory",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeType": {
"description": "Other Fee\/charge type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"Auto",
"ATM",
"BankersDrafts",
"Card",
"Cheque",
"CounterServices",
"DirectDebit",
"Deeds",
"Foreign",
"FX",
"International",
"Investigation",
"Legal",
"Loan",
"NightSafe",
"Online",
"Other",
"PostOffice",
"PaymentScheme",
"Report",
"Safekeeping",
"Servicing",
"Transaction"
]
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"FeeCategory",
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies not covered in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeeApplicableRange": {
"description": "Range or amounts or rates for which the fee\/charge applies",
"type": "object",
"title": "FeeApplicableRange",
"properties": {
"MinimumAmount": {
"description": "Minimum Amount on which fee\/charge is applicable (where it is expressed as an amount)",
"title": "MinimumAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MaximumAmount": {
"description": "Maximum Amount on which fee is applicable (where it is expressed as an amount)",
"title": "MaximumAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MinimumRate": {
"description": "Minimum rate on which fee\/charge is applicable(where it is expressed as an rate)",
"title": "MinimumRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"MaximumRate": {
"description": "Maximum rate on which fee\/charge is applicable(where it is expressed as an rate)",
"title": "MaximumRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
}
},
"additionalProperties": false
}
},
"required": [
"FeeCategory",
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
},
"FeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "array",
"title": "FeeChargeCap",
"items": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Fee\/charge type which is being capped",
"type": "string",
"enum": [
"ATMDeposATMPaidIn",
"ReportCertBalance",
"ATMAbroadConVisaDebit",
"ATMCardnetEnvIn",
"ATMCashGroupATMDebitCard",
"ATMCashNonGroupATMDebitcard",
"ATMConGroupATM",
"ATMAbroad",
"ATMForeignCashDebCard",
"ATMAbroadGoldVisaDebit",
"ATMNonSterlingWithdrawal",
"ATMAbroadVisaDebit",
"ATMWithdrawCash",
"BACSOnLineAncilliary",
"BACSBatch",
"BACSOnLineFile",
"BACSItem",
"BACSBulkBatch",
"BACSOnLineOverlimit",
"BACSOnLinePayment",
"BACSOnLineService",
"BACSBulkInternet",
"BACSTELDirDebSmartCard",
"BACSTELDirDebWebInit",
"BACSTELirDebWebInit",
"BACSTELDirDebOverlimit",
"BACSTELDirDebPayment",
"BACSTELDirDebService",
"BACSTELDirDebAncilliary",
"BACSTELAncilliary",
"BACSTELSmartCard",
"BACSTELFile",
"BACSTELOverlimit",
"BACSTELPayment",
"BACSTELService",
"CHAPSOutBranch",
"CHAPSOutOnlineDepositAcc",
"CHAPSIn",
"CHAPSOutPost",
"CHAPSOut",
"CHAPSOutOnline",
"CHAPSOutManual",
"CardCardReplacement",
"DraftsBankers",
"DraftsCancellation",
"CardGuaranteed",
"DraftsIntlPayableAbroad",
"DraftsIntlStoppedCancelled",
"EuroChqXLess",
"EuroChqXPlus",
"FPSOut",
"FPSOutOwn",
"FPSInBranch",
"LegalArticlesReport",
"LegalSealing",
"LegalBondAndGuarantee",
"LegalCoSearch",
"LegalDepositAssignment",
"LegalGuaranteePrep",
"LegalLifePolicyPrepCo",
"LegalLifePolicyPrepPersonal",
"LegalPriorityPariPassu",
"LegalSubordinationAgreement",
"DirDebDirectDebitAdmin",
"DirDebDirectDebitCancel",
"IntlPayBIBForeignLimit",
"IntlPayCreditTransCust",
"IntlPayCreditTransNonCust",
"IntlPayExpressMoneyMover",
"IntlPayEEAPayUrgent",
"IntlPayIrishPayUrgent",
"IntlPayEEAPay",
"IntlPayFXPaymentIn",
"IntlPayForeignIn1CPlus",
"IntlPayForeignCharge",
"IntlPayForeignInternet",
"IntlPayForeignInSub1C",
"IntlPayPurchaseNonSterling",
"IntlPayPaymentTracing",
"IntlPayStandardMoneyMover",
"IntlPayMT101Transaction",
"IntlPayWorldpayPayment",
"InvPayBankDetailsWrong",
"InvPayForeignBCNR",
"InvPayForeignRecall",
"InvGeneralInq",
"InvOldInstruction",
"InvPayReturnDebitXVLess",
"InvPayReturnDebitXVPlus",
"InvPayStopPayment",
"InvPayStandingOrdUnpaid",
"SafeKeepAccess",
"SafeKeepDeedMedium",
"SafeKeepingEnvelope",
"SafeKeepingInspection",
"SafeKeepingLargeItem",
"SafeKeepMultipleItems",
"SafeKeepingParcel",
"SafeKeepDeedSmall",
"SafeKeepOneItem",
"LoanArrangement",
"NightSafeNightSafeBankOpen",
"NightSafeCreditSub5K",
"NightSafeNightSafe",
"NightSafeNightSafePaidIn",
"POPostOfficeCounterCredit",
"POPostOfficeCashCredit",
"POPostOfficeCashOut",
"POPostOfficeWithdrawal",
"ChqBookTheftLossAllStopped",
"ChqIssuedCurrencyAcc",
"ChqCopy",
"ChqDraft",
"ChqIn",
"ChqSpecialChqClearance",
"ChqOutIssued",
"ChqSpecialChqPresentation",
"ChqCounterCheque",
"ChqChequeswithStatement",
"ChqStopped",
"ChqTrans",
"ChqDraftFX",
"ChqForeignCourier",
"ChqForeignNegTenThou",
"ChqForeignNegHundred",
"ChequeForeignBankDivi",
"ChqForeignNegFiftyThou",
"ChqPensionCheque",
"ChequeForeignOtherDivi",
"ChqForeignNegFiveThou",
"ChqForeignNegMax",
"ChqForeignGBPMMDPlus",
"ChqGiftCheque",
"ChqCounterLodgement",
"ChqCashDropLodgement",
"ChqForeign",
"ChqChequePhotocopy",
"ChqPostOfficeCredit",
"ChqPostOfficeChequeCollected",
"ChqChequeRetrieval",
"ChqReconcilliationPerTrans",
"ChqSpecialPresentationCount",
"ChqSpecialPresentationPTT",
"ChqDraftSterling",
"ChqUnpaidCharge",
"ChqUnpaidTransIn",
"ChqUnpaidTransOut",
"ChqUnpaidCheque",
"ReportAuditLetter",
"ReportFAXAdviceAdditional",
"ReportTelAdviceAdditional",
"ReportCreditHistory",
"ReportCertInterestDuplicate",
"ReportCertInterest",
"ReportCreditHistoryAdditionalInYear",
"ReportForeignStatusEnqElec",
"ReportForeignStatusEnq",
"ReportStatementChqDaily",
"ReportStatementChqFortnightly",
"ReportStatementChqMonthly",
"ReportStatementChqWeekly",
"ReportStatementAndDiviChq",
"ReportReferralItem",
"ReportStatementByATM",
"ReportStatementByBranch",
"ReportStatementCopyRegular",
"ReportStatementDaily",
"ReportStatusEnquiry",
"ReportStatementFrequent",
"ReportStatementMonthly",
"ReportStatementCopy1",
"ReportStatementToBranch",
"ReportSMSTextMiniStatementorAlert",
"ReportStatementFortnightly",
"ReportSMSTextMiniStatementWoM",
"ReportSMSTextAlertBalance",
"ReportSMSTextAlert",
"ReportTaxCert",
"ReportWeeklyStatement",
"SEPABranch",
"SEPACredit",
"SEPADirectDebit",
"SEPAIn",
"SEPAEuro",
"SEPAOut",
"SEPAUnpaid",
"SEPAWinbitsTransaction",
"TransBillPaymentBranch",
"TransBillCollect",
"TransTelephoneBillPayment",
"TransBankPayment",
"TransBillPaymentTelephone",
"TransCorrespondentBankFee",
"TransCreditTransferUKDifferent",
"TransCreditTransferUKSame",
"TransCredit",
"TransCreditTransfer",
"TransBranchCredit",
"TransDebit",
"TransDebCardDeb",
"TransUKDirDeb",
"TransManualDeb",
"TitleDeeds",
"TransBuyForeignWithGBP",
"TransGoodValueReq",
"TransSWIFTOutUKForeign",
"TransInconpleteInstruction",
"TransManualEntries",
"TransManualTrans",
"TransNonSterling",
"Other",
"TransPOSSaleForeign",
"TransPriPaymentPost",
"TransPOSSaleUK",
"TransReconciliationPerTrans",
"TransStandingOrdAdmin",
"TransStandingOrd",
"TransStandingOrdManPay",
"TransTelBusiPriPaymentForeignToUKAcc",
"TransTeleItem",
"TransTelBusiPriPaymentToGrpAcc",
"TransTransferExGroup",
"TransTelBusiPriPaymentToNonGrpAcc",
"TransSWIFTOutNonEEASterling",
"AutoAutoCredit",
"AutoAutomatedEntries",
"AutoAutoCreditPhoneInet",
"AutoAutomatedTrans",
"AutoDebitCardCommercial",
"AutoFPSAutoCredit",
"VisaTravellersChqorCurrency",
"OnlineInternetBillPayment",
"OnlineBusinessOnlineEuroPayment",
"OnlineBusinessOnlineUrgentEuroPayment",
"OnlineBusinessOnlineForeignPayment",
"OnlineInterbankTransfer",
"OnlineInterbankPerTransfer",
"OnlineInterbranchTransfer",
"OnlineInterbranchPerTransfer",
"OnlineSubscriptionMonthly",
"OnlineBankingPayment",
"OnlineReplacementCardReader",
"OnlinePaymentinGBPtoUK",
"OnlineUrgentPayment",
"OnlinePaymentinUSDtoUS",
"OnlineBulkDirectDebSterling",
"ForeignChqSent",
"ForeignChqSelf",
"ForeignChqEncashment",
"ForeignFXInwardsCust",
"ForeignFXTransfersROI",
"ForeignFXForwardTrans",
"ForeignExMaintenance",
"ForeignFXInwardsNonCust",
"ForeignFXOutwards",
"ForeignPurchase",
"ForeignStatusRep",
"ForeignChqDraft",
"ForeignChqCLess",
"ForeignChqMLess",
"ForeignChqOther",
"ForeignChqMPlus",
"ForeignChqCCC",
"ServiceCAccountFee",
"ServiceCAccountFeeMonthly",
"ServiceCAccountFeeQuarterly",
"ServiceCFixedTariff",
"ServiceCBusiDepAccBreakage",
"ServiceCMonitorDaily",
"ServiceCMinimumMonthlyFee",
"ServiceCMonitorMonthly",
"ServiceCMonitorWeekly",
"ServiceCMT940AccountFirst",
"ServiceCMT940AccountSubsequent",
"ServiceCOther",
"CounterCoinHandling",
"CounterCashIn",
"CounterCashInNotUs",
"CounterCashOut",
"CounterCashX",
"CounterForeignNoteHandling",
"CounterCashFeeRate",
"CounterForeignCashOutTx",
"CounterCounterLodgement",
"CounterCashDropLodgement",
"CounterNotesLodged",
"CounterNotesOut",
"CounterCashInOwn",
"CounterCashFeePercent"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"AcademicTerm",
"Year"
]
},
"Notes": {
"description": "Free text for adding extra details for fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
}
},
"required": [
"FeeChargeDetail"
]
},
"additionalProperties": false,
"minItems": 1
},
"CoreProduct": {
"description": "BCA core product details.",
"type": "object",
"title": "CoreProduct",
"properties": {
"ProductURL": {
"description": "URL provided by the organisation which redirects to the product (on live products only) available on an external website. There might be more than one product at a given URL.",
"title": "ProductURL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"ProductDescription": {
"description": "The description of the BCA product used for marketing purposes from a customer perspective.",
"title": "ProductDescription",
"type": "string",
"minLength": 1,
"maxLength": 2000
},
"TcsAndCsURL": {
"description": "URL provided by the financial institution which redirects to the BCA T&Cs on an external website",
"title": "TcsAndCsURL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"SalesAccessChannels": {
"description": "Channels via which a customer can open a BCA.",
"title": "SalesAccessChannels",
"type": "array",
"items": {
"description": "Channels via which a customer can open a BCA.",
"type": "string",
"enum": [
"Branch",
"CallCentre",
"Post",
"Online",
"RelationshipManager"
]
},
"minItems": 1
},
"ServicingAccessChannels": {
"description": "Channels via which customers can access BCA services.",
"title": "ServicingAccessChannels",
"type": "array",
"items": {
"description": "Channels via which customers can access BCA services.",
"type": "string",
"enum": [
"ATM",
"Branch",
"CallCentre",
"Post",
"MobileBankingApp",
"Online",
"PostOffice",
"RelationshipManager",
"Text"
]
},
"minItems": 1
},
"MonthlyCharge": {
"description": "Any fees which can be included in a MonthlyCharge. A new field 'IncludedInMonthlyChargeIndicator' in OtherFeeCharges section indicates whether the fees can be grouped in MonthlyCharge.",
"title": "MonthlyCharge",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Notes": {
"description": "Optional additional notes to supplement the Core product details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false,
"required": [
"ProductURL",
"TcsAndCsURL",
"SalesAccessChannels",
"ServicingAccessChannels"
]
}
},
"required": [
"Identification",
"MarketingState",
"Eligibility",
"FeaturesAndBenefits",
"OtherFeesCharges",
"CoreProduct"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"Name",
"Identification",
"Segment",
"BCAMarketingState"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"BrandName",
"BCA"
]
},
"additionalProperties": false,
"minItems": 1
}
}
}
SME Loan
{
"type": "object",
"properties": {
"Brand": {
"description": "Brand registered by the banking group at https:\/\/register.fca.org.uk\/",
"type": "array",
"title": "Brand",
"items": {
"description": "Brand registered by the banking group at https:\/\/register.fca.org.uk\/",
"type": "object",
"properties": {
"BrandName": {
"description": "Brand Name that an organisation uses to market its products or services to a consumer as registered at https:\/\/register.fca.org.uk\/",
"title": "BrandName",
"type": "string",
"minLength": 1,
"maxLength": 140
},
"SMELoan": {
"description": "SMELoan means SME unsecured loan.",
"type": "array",
"title": "SMELoan",
"items": {
"description": "SMELoan means SME unsecured loan.",
"type": "object",
"properties": {
"Name": {
"description": "The name of the SME Loan product used for marketing purposes from a customer perspective. I.e. what the customer would recognise.",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Identification": {
"description": "The unique ID that has been internally assigned by the financial institution to each of the current account banking products they market to their retail and\/or small to medium enterprise (SME) customers.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Segment": {
"description": "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http:\/\/www.investopedia.com\/terms\/m\/marketsegmentation.asp#ixzz4gfEEalTd\nFollow us: Investopedia on Facebook\n\nWith respect to SME Loan products, they are segmented in relation to different markets that they wish to focus on.",
"title": "Segment",
"type": "array",
"items": {
"description": "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http:\/\/www.investopedia.com\/terms\/m\/marketsegmentation.asp#ixzz4gfEEalTd\nFollow us: Investopedia on Facebook\n\nWith respect to SME Loan products, they are segmented in relation to different markets that they wish to focus on.",
"type": "string",
"enum": [
"AgricultureSector",
"Business",
"FlexibleBusinessLoan",
"FixedGroup",
"GovernmentScheme",
"Other",
"SectorSpecific"
]
},
"minItems": 1
},
"OtherSegment": {
"description": "Other segment code which is not available in the standard code set",
"type": "object",
"title": "OtherSegment",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"SMELoanMarketingState": {
"description": "The marketing state (promotional or regular) of the SME Loan Product.",
"type": "array",
"title": "SMELoanMarketingState",
"items": {
"description": "The marketing state (promotional or regular) of the SME Loan Product.",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a SME Loan Product Marketing State.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"PredecessorID": {
"description": "Identifies the marketing state that precedes this marketing state",
"title": "PredecessorID",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"MarketingState": {
"description": "Describes the marketing state (regular or promotional) of the SME Loan Product",
"title": "MarketingState",
"type": "string",
"enum": [
"Promotional",
"Regular"
]
},
"FirstMarketedDate": {
"description": "Marketing state start date",
"title": "FirstMarketedDate",
"type": "string",
"format": "date"
},
"LastMarketedDate": {
"description": "Marketing state end date",
"title": "LastMarketedDate",
"type": "string",
"format": "date"
},
"StateTenureLength": {
"description": "The length\/duration of a promotional state",
"title": "StateTenureLength",
"type": "number",
"format": "float"
},
"StateTenurePeriod": {
"description": "The unit of period (days, weeks, months etc.) of the promotional length",
"title": "StateTenurePeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Free text for adding details for marketing state",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"LoanInterest": {
"description": "Details about the interest that may be payable to the SME Loan",
"type": "object",
"title": "LoanInterest",
"properties": {
"Notes": {
"description": "Optional additional notes to supplement the LoanInterest",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"LoanInterestTierBandSet": {
"description": "The group of tiers or bands for which debit interest can be applied.",
"type": "array",
"title": "LoanInterestTierBandSet",
"items": {
"description": "The group of tiers or bands for which debit interest can be applied.",
"type": "object",
"properties": {
"TierBandMethod": {
"description": "The methodology of how credit interest is charged. It can be:-\n\n1. Banded\nInterest rates are banded. i.e. Increasing rate on whole balance as balance increases.\n\n2. Tiered\nInterest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance.\n\n3. Whole\nThe same interest rate is applied irrespective of the SME Loan balance",
"title": "TierBandMethod",
"type": "string",
"enum": [
"Banded",
"Tiered",
"Whole"
]
},
"Identification": {
"description": "Loan interest tierbandset identification. Used by loan providers for internal use purpose.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"CalculationMethod": {
"description": "Methods of calculating interest",
"title": "CalculationMethod",
"type": "string",
"enum": [
"Compound",
"SimpleInterest"
]
},
"Notes": {
"description": "Optional additional notes to supplement the Tier Band Set details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"LoanInterestTierBand": {
"description": "Tier Band Details",
"type": "array",
"title": "LoanInterestTierBand",
"items": {
"description": "Tier Band Details",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Tier Band for a SME Loan.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"TierValueMinimum": {
"description": "Minimum loan value for which the loan interest tier applies.",
"title": "TierValueMinimum",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"TierValueMaximum": {
"description": "Maximum loan value for which the loan interest tier applies.",
"title": "TierValueMaximum",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"TierValueMinTerm": {
"description": "Minimum loan term for which the loan interest tier applies.",
"title": "TierValueMinTerm",
"type": "number",
"format": "float"
},
"MinTermPeriod": {
"description": "The unit of period (days, weeks, months etc.) of the Minimum Term",
"title": "MinTermPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"TierValueMaxTerm": {
"description": "Maximum loan term for which the loan interest tier applies.",
"title": "TierValueMaxTerm",
"type": "number",
"format": "float"
},
"MaxTermPeriod": {
"description": "The unit of period (days, weeks, months etc.) of the Maximum Term",
"title": "MaxTermPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"FixedVariableInterestRateType": {
"description": "Type of interest rate, Fixed or Variable",
"title": "FixedVariableInterestRateType",
"type": "string",
"enum": [
"Fixed",
"Variable"
]
},
"RepAPR": {
"description": "The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made.\n\nFor SME Loan, this APR is the representative APR which includes any account fees.",
"title": "RepAPR",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"LoanProviderInterestRateType": {
"description": "Interest rate types, other than APR, which financial institutions may use to describe the annual interest rate payable for the SME Loan.",
"title": "LoanProviderInterestRateType",
"type": "string",
"enum": [
"BOEBaseRate",
"FixedRate",
"Gross",
"LoanProviderBaseRate",
"Net",
"Other"
]
},
"LoanProviderInterestRate": {
"description": "Loan provider Interest for the SME Loan product",
"title": "LoanProviderInterestRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"Notes": {
"description": "Optional additional notes to supplement the Tier Band details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherLoanProviderInterestRateType": {
"description": "Other loan interest rate types which are not available in the standard code list",
"type": "object",
"title": "OtherLoanProviderInterestRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"LoanInterestFeesCharges": {
"description": "Contains details of fees and charges which are not associated with either LoanRepayment or features\/benefits",
"type": "array",
"title": "LoanInterestFeesCharges",
"items": {
"description": "Contains details of fees and charges which are not associated with either LoanRepayment or features\/benefits",
"type": "object",
"properties": {
"LoanInterestFeeChargeDetail": {
"description": "Other fees\/charges details",
"type": "array",
"title": "LoanInterestFeeChargeDetail",
"items": {
"description": "Other fees\/charges details",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/Charge Type",
"title": "FeeType",
"type": "string",
"enum": [
"Application",
"Arrangement",
"FeeChargeCap",
"CreditReference",
"EarlyRepayment",
"LatePayment",
"MissedPaymentFee",
"Monthly",
"MissedPaymentRate",
"OtherPaymentFee",
"Other",
"PrepaymentFee",
"OtherPaymentRate",
"Re-statement",
"Statement",
"SetUp"
]
},
"NegotiableIndicator": {
"description": "Fee\/charge which is usually negotiable rather than a fixed amount. Indicates if the Fee\/charge is negotiable (Y) or Fixed (N)",
"title": "NegotiableIndicator",
"type": "boolean"
},
"FeeAmount": {
"description": "Fee Amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"BOEBaseRate",
"FixedRate",
"Gross",
"LoanProviderBaseRate",
"Net",
"Other"
]
},
"ApplicationFrequency": {
"description": "How frequently the fee\/charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"Holiday",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How frequently the fee\/charge is calculated",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"Holiday",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the fee\/charge details.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other Fee\/charge type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"BankersDrafts",
"CounterServices",
"Foreign",
"Legal",
"Online",
"Other",
"PaymentScheme",
"Penalty",
"Repayment",
"Report",
"Safekeeping",
"Servicing",
"Transaction"
]
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type which is not in the standard rate type list",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies not covered in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
},
"LoanInterestFeeChargeCap": {
"description": "Details about any caps (minimum\/maximum charges) that apply to a particular fee\/charge",
"type": "array",
"title": "LoanInterestFeeChargeCap",
"items": {
"description": "Details about any caps (minimum\/maximum charges) that apply to a particular fee\/charge",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Fee\/charge type which is being capped",
"type": "string",
"enum": [
"Application",
"Arrangement",
"FeeChargeCap",
"CreditReference",
"EarlyRepayment",
"LatePayment",
"MissedPaymentFee",
"Monthly",
"MissedPaymentRate",
"OtherPaymentFee",
"Other",
"PrepaymentFee",
"OtherPaymentRate",
"Re-statement",
"Statement",
"SetUp"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"Holiday",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Free text for adding extra details for fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
}
},
"required": [
"LoanInterestFeeChargeDetail"
]
},
"additionalProperties": false
}
},
"required": [
"TierValueMinimum",
"TierValueMinTerm",
"MinTermPeriod",
"FixedVariableInterestRateType",
"RepAPR"
]
},
"additionalProperties": false,
"minItems": 1
},
"LoanInterestFeesCharges": {
"description": "Contains details of fees and charges which are not associated with either LoanRepayment or features\/benefits",
"type": "array",
"title": "LoanInterestFeesCharges",
"items": {
"description": "Contains details of fees and charges which are not associated with either LoanRepayment or features\/benefits",
"type": "object",
"properties": {
"LoanInterestFeeChargeDetail": {
"description": "Other fees\/charges details",
"type": "array",
"title": "LoanInterestFeeChargeDetail",
"items": {
"description": "Other fees\/charges details",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/Charge Type",
"title": "FeeType",
"type": "string",
"enum": [
"Application",
"Arrangement",
"FeeChargeCap",
"CreditReference",
"EarlyRepayment",
"LatePayment",
"MissedPaymentFee",
"Monthly",
"MissedPaymentRate",
"OtherPaymentFee",
"Other",
"PrepaymentFee",
"OtherPaymentRate",
"Re-statement",
"Statement",
"SetUp"
]
},
"NegotiableIndicator": {
"description": "Fee\/charge which is usually negotiable rather than a fixed amount. Indicates if the Fee\/charge is negotiable (Y) or Fixed (N)",
"title": "NegotiableIndicator",
"type": "boolean"
},
"FeeAmount": {
"description": "Fee Amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"BOEBaseRate",
"FixedRate",
"Gross",
"LoanProviderBaseRate",
"Net",
"Other"
]
},
"ApplicationFrequency": {
"description": "How frequently the fee\/charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"Holiday",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How frequently the fee\/charge is calculated",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"Holiday",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the fee\/charge details.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other Fee\/charge type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"BankersDrafts",
"CounterServices",
"Foreign",
"Legal",
"Online",
"Other",
"PaymentScheme",
"Penalty",
"Repayment",
"Report",
"Safekeeping",
"Servicing",
"Transaction"
]
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type which is not in the standard rate type list",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies not covered in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
},
"LoanInterestFeeChargeCap": {
"description": "Details about any caps (minimum\/maximum charges) that apply to a particular fee\/charge",
"type": "array",
"title": "LoanInterestFeeChargeCap",
"items": {
"description": "Details about any caps (minimum\/maximum charges) that apply to a particular fee\/charge",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Fee\/charge type which is being capped",
"type": "string",
"enum": [
"Application",
"Arrangement",
"FeeChargeCap",
"CreditReference",
"EarlyRepayment",
"LatePayment",
"MissedPaymentFee",
"Monthly",
"MissedPaymentRate",
"OtherPaymentFee",
"Other",
"PrepaymentFee",
"OtherPaymentRate",
"Re-statement",
"Statement",
"SetUp"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"Holiday",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Free text for adding extra details for fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
}
},
"required": [
"LoanInterestFeeChargeDetail"
]
},
"additionalProperties": false
}
},
"required": [
"TierBandMethod",
"CalculationMethod",
"LoanInterestTierBand"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"additionalProperties": false,
"required": [
"LoanInterestTierBandSet"
]
},
"Repayment": {
"description": "Repayment details of the Loan product",
"type": "array",
"title": "Repayment",
"items": {
"description": "Repayment details of the Loan product",
"type": "object",
"properties": {
"RepaymentType": {
"description": "Repayment type",
"title": "RepaymentType",
"type": "string",
"enum": [
"Balloon",
"Bullet",
"CapitalAndInterest",
"CustomSchedule",
"EarlyRepayment",
"FixedCapitalFullyAmortising",
"FixedCapitalWithBullet",
"FixedCapitalAndInterestReducingBalance",
"InterestOnly",
"PrepaymentFee",
"RepaymentWithBullet",
"StraightLineInterestOnly"
]
},
"RepaymentFrequency": {
"description": "Repayment frequency",
"title": "RepaymentFrequency",
"type": "string",
"enum": [
"Daily",
"Flexible",
"Fortnightly",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"Weekly",
"Yearly"
]
},
"AmountType": {
"description": "The repayment is for paying just the interest only or both interest and capital or bullet amount or balance to date etc",
"title": "AmountType",
"type": "string",
"enum": [
"BalanceToDate",
"Balloon",
"CapitalAndInterest",
"FeeChargeCap",
"InterestOnly",
"Bullet",
"Other"
]
},
"Notes": {
"description": "Optional additional notes to supplement the Repayment",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherRepaymentType": {
"description": "Other repayment type which is not in the standard code list",
"type": "object",
"title": "OtherRepaymentType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherRepaymentFrequency": {
"description": "Other repayment frequency which is not in the standard code list",
"type": "object",
"title": "OtherRepaymentFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherAmountType": {
"description": "Other amount type which is not in the standard code list",
"type": "object",
"title": "OtherAmountType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"RepaymentFeeCharges": {
"description": "Applicable fee\/charges for repayment such as prepayment, full early repayment or non repayment.",
"type": "object",
"title": "RepaymentFeeCharges",
"properties": {
"RepaymentFeeChargeDetail": {
"description": "Details about specific fees\/charges that are applied for repayment",
"type": "array",
"title": "RepaymentFeeChargeDetail",
"items": {
"description": "Details about specific fees\/charges that are applied for repayment",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/Charge Type",
"title": "FeeType",
"type": "string",
"enum": [
"Application",
"Arrangement",
"FeeChargeCap",
"CreditReference",
"EarlyRepayment",
"LatePayment",
"MissedPaymentFee",
"Monthly",
"MissedPaymentRate",
"OtherPaymentFee",
"Other",
"PrepaymentFee",
"OtherPaymentRate",
"Re-statement",
"Statement",
"SetUp"
]
},
"NegotiableIndicator": {
"description": "Fee\/charge which is usually negotiable rather than a fixed amount. Indicates if the Fee\/charge is negotiable (Y) or Fixed (N)",
"title": "NegotiableIndicator",
"type": "boolean"
},
"FeeAmount": {
"description": "Fee Amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"BOEBaseRate",
"FixedRate",
"Gross",
"LoanProviderBaseRate",
"Net",
"Other"
]
},
"ApplicationFrequency": {
"description": "How frequently the fee\/charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"Holiday",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How frequently the fee\/charge is calculated",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"Holiday",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the fee\/charge details.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other Fee\/charge type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"BankersDrafts",
"CounterServices",
"Foreign",
"Legal",
"Online",
"Other",
"PaymentScheme",
"Penalty",
"Repayment",
"Report",
"Safekeeping",
"Servicing",
"Transaction"
]
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies not covered in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
},
"RepaymentFeeChargeCap": {
"description": "RepaymentFeeChargeCap sets daily, weekly, monthly, yearly limits on the fees that are charged",
"type": "array",
"title": "RepaymentFeeChargeCap",
"items": {
"description": "RepaymentFeeChargeCap sets daily, weekly, monthly, yearly limits on the fees that are charged",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Fee\/charge type which is being capped",
"type": "string",
"enum": [
"Application",
"Arrangement",
"FeeChargeCap",
"CreditReference",
"EarlyRepayment",
"LatePayment",
"MissedPaymentFee",
"Monthly",
"MissedPaymentRate",
"OtherPaymentFee",
"Other",
"PrepaymentFee",
"OtherPaymentRate",
"Re-statement",
"Statement",
"SetUp"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Free text for adding extra details for fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
}
},
"additionalProperties": false,
"required": [
"RepaymentFeeChargeDetail"
]
},
"RepaymentHoliday": {
"description": "Details of capital repayment holiday if any",
"type": "array",
"title": "RepaymentHoliday",
"items": {
"description": "Details of capital repayment holiday if any",
"type": "object",
"properties": {
"MaxHolidayLength": {
"description": "The maximum length\/duration of a Repayment Holiday",
"title": "MaxHolidayLength",
"type": "number",
"format": "float"
},
"MaxHolidayPeriod": {
"description": "The unit of period (days, weeks, months etc.) of the repayment holiday",
"title": "MaxHolidayPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Free text for adding details for repayment holiday",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
}
},
"additionalProperties": false
}
}
},
"additionalProperties": false,
"minItems": 1
},
"Eligibility": {
"description": "Eligibility details for this product i.e. the criteria that an business has to meet in order to be eligible for the SME Loan product.",
"type": "object",
"title": "Eligibility",
"properties": {
"OtherEligibility": {
"description": "Other eligibility which is not covered by the main eligibility of the SME Loan product",
"type": "array",
"title": "OtherEligibility",
"items": {
"description": "Other eligibility which is not covered by the main eligibility of the SME Loan product",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"BusinessOnly",
"CreditScoring",
"ExistingCustomers",
"IdAndV",
"Mortgage",
"NoArrearsOnLoan",
"NoCustomerInArrears",
"NewCustomersOnly",
"Other",
"StartUp",
"Turnover"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Daily",
"Flexible",
"Fortnightly",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
},
"AgeEligibility": {
"description": "Age eligibility apply for the SME Loan product",
"type": "object",
"title": "AgeEligibility",
"properties": {
"MinimumAge": {
"description": "Minimum age that a person is eligible to apply for this account",
"title": "MinimumAge",
"type": "number",
"format": "float"
},
"MaximumAge": {
"description": "Maximum age that a person is eligible to apply for this account",
"title": "MaximumAge",
"type": "number",
"format": "float"
},
"Notes": {
"description": "Optional additional notes to supplement the AgeEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"ResidencyEligibility": {
"description": "Countries in which an accountholder can reside and, therefore, be eligible to open an account",
"type": "array",
"title": "ResidencyEligibility",
"items": {
"description": "Countries in which an accountholder can reside and, therefore, be eligible to open an account",
"type": "object",
"properties": {
"ResidencyType": {
"description": "Residency type like Tax residency, Owner residency etc.",
"title": "ResidencyType",
"type": "string",
"enum": [
"Incorporated",
"Owner",
"Other",
"Trading",
"CompanyTax"
]
},
"ResidencyIncluded": {
"description": "Country code for which SME Loan product is allowed.",
"title": "ResidencyIncluded",
"type": "array",
"items": {
"description": "CodeMnemonic",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"minItems": 1
},
"Notes": {
"description": "Optional additional notes to supplement the ResidencyEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherResidencyType": {
"description": "Other residency type which is not available in standard code list.",
"type": "object",
"title": "OtherResidencyType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"ResidencyIncluded"
]
},
"additionalProperties": false
},
"TradingHistoryEligibility": {
"description": "Describes the trading history requirements to access the SME Loan product.",
"type": "array",
"title": "TradingHistoryEligibility",
"items": {
"description": "Describes the trading history requirements to access the SME Loan product.",
"type": "object",
"properties": {
"TradingType": {
"description": "Trading type eligibility for the SME Loan product",
"title": "TradingType",
"type": "string",
"enum": [
"AnnualReturns",
"PreviousCCJSAllowed",
"GoodTradingHistory",
"Other",
"PreviousBankruptcyAllowed",
"TradingLength",
"Turnover"
]
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"Amount": {
"description": "Amount indicating the min max type",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. e.g. PreviousCCJS is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "The unit of period (days, weeks, months etc.)",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the TradingHistoryEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherTradingType": {
"description": "Other trading type which is not exist in standard code list",
"type": "object",
"title": "OtherTradingType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
}
},
"additionalProperties": false
},
"LegalStructureEligibility": {
"description": "Legal structure eligibility requirement to access the SME Loan product.",
"type": "array",
"title": "LegalStructureEligibility",
"items": {
"description": "Legal structure eligibility requirement to access the SME Loan product.",
"type": "object",
"properties": {
"LegalStructure": {
"description": "Defines the legal structure of the business to access the SME Loan product.",
"title": "LegalStructure",
"type": "string",
"enum": [
"CIO",
"ClubSociety",
"Charity",
"Ltd",
"LBG",
"LLP",
"Other",
"Partnership",
"SoleTrader",
"Trust"
]
},
"Notes": {
"description": "Optional additional notes to supplement the LegalStructureEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherLegalStructure": {
"description": "Other legal structure code of the business which is not present in the standard list",
"type": "object",
"title": "OtherLegalStructure",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
}
},
"additionalProperties": false
},
"OfficerEligibility": {
"description": "Describes the requirement of the officers(owner, partner, directors) to access the SME Loan product.",
"type": "array",
"title": "OfficerEligibility",
"items": {
"description": "Describes the requirement of the officers(owner, partner, directors) to access the SME Loan product.",
"type": "object",
"properties": {
"OfficerType": {
"description": "Defines the types of officers eligible for the SME Loan product. Examples are Directors, Owners etc.",
"title": "OfficerType",
"type": "string",
"enum": [
"Director",
"Owner",
"Other",
"Partner",
"SignificantControl"
]
},
"MinAmount": {
"description": "Minimum amount of officers (for a particular officer type) required to the SME Loan product",
"title": "MinAmount",
"type": "integer",
"format": "int32"
},
"MaxAmount": {
"description": "Maximum amount of officers (for a particular officer type) required to the SME Loan product",
"title": "MaxAmount",
"type": "integer",
"format": "int32"
},
"Notes": {
"description": "Optional additional notes to supplement the OfficerEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherOfficerType": {
"description": "Other Officer Type which is not available in the standard code list.",
"type": "object",
"title": "OtherOfficerType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
}
},
"additionalProperties": false
},
"IDEligibility": {
"description": "Identity verification criteria that the account holder will need to meet to take out the SME Loan product",
"type": "object",
"title": "IDEligibility",
"properties": {
"URL": {
"description": "URL to identity verification document list which is required for obtaining the product.",
"title": "URL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the ID Verification details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"CreditCheckEligibility": {
"description": "Credit check criteria that the account holder will need to meet to take out the loan product",
"type": "object",
"title": "CreditCheckEligibility",
"properties": {
"ScoringType": {
"description": "Opening Credit Scoring Type (Hard or Soft)",
"title": "ScoringType",
"type": "string",
"enum": [
"Hard",
"Soft"
]
},
"Notes": {
"description": "Optional additional notes to supplement the CreditCheck details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"IndustryEligibility": {
"description": "Industry Eligibility that the account holder will need to meet to take out the SME Loan product",
"type": "object",
"title": "IndustryEligibility",
"properties": {
"SICCodeIncluded": {
"description": "UK Standard Industry Code of the business eligible to access the SME Loan product. Ref http:\/\/resources.companieshouse.gov.uk\/sic\/",
"title": "SICCodeIncluded",
"type": "array",
"items": {
"description": "Specifies a numeric string with a maximum length of 5 digits.",
"type": "string",
"pattern": "^[0-9]{0,5}$",
"minLength": 0,
"maxLength": 5
}
},
"SICCodeExcluded": {
"description": "UK Standard Industry Code of the business not eligible to access the SME Loan product. Ref http:\/\/resources.companieshouse.gov.uk\/sic\/",
"title": "SICCodeExcluded",
"type": "array",
"items": {
"description": "Specifies a numeric string with a maximum length of 5 digits.",
"type": "string",
"pattern": "^[0-9]{0,5}$",
"minLength": 0,
"maxLength": 5
}
},
"Notes": {
"description": "Optional additional notes to supplement the IndustryEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherSICCodeIncluded": {
"description": "Other SICCode which is not in the standard code set",
"type": "array",
"title": "OtherSICCodeIncluded",
"items": {
"description": "Other SICCode which is not in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^[0-9]{0,5}$",
"minLength": 0,
"maxLength": 5
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
},
"OtherSICCodeExluded": {
"description": "Other SICCode which is not in the standard code set",
"type": "array",
"title": "OtherSICCodeExluded",
"items": {
"description": "Other SICCode which is not in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^[0-9]{0,5}$",
"minLength": 0,
"maxLength": 5
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"additionalProperties": false
}
},
"additionalProperties": false
},
"FeaturesAndBenefits": {
"description": "Feature And Benefits Details",
"type": "object",
"title": "FeaturesAndBenefits",
"properties": {
"FeatureBenefitGroup": {
"description": "FeatureBenefitGroup can be used to group features & benefits in to packages (which may be chargeable at the group level).",
"type": "array",
"title": "FeatureBenefitGroup",
"items": {
"description": "FeatureBenefitGroup can be used to group features & benefits in to packages (which may be chargeable at the group level).",
"type": "object",
"properties": {
"Name": {
"description": "Feature\/Benefit Name",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Type": {
"description": "Common types of features & benefits",
"title": "Type",
"type": "string",
"enum": [
"EarlySettlement",
"FlexibleRepayment",
"OverPayment",
"Other",
"PaymentHolidays",
"RepaymentHoliday"
]
},
"BenefitGroupNominalValue": {
"description": "BenefitGroupNominalValue is to allow banks to state what they feel their benefit package is worth",
"title": "BenefitGroupNominalValue",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Fee": {
"description": "Amount that is charged to the customer for a pack of features\/benefits",
"title": "Fee",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"ApplicationFrequency": {
"description": "How often is the charge for the feature\/benefit group applied to the customer account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How often is the charge for the feature\/benefit group calculated for the customer account",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the Feature Benefit Group details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Any other types of features & benefits which is not available in the standard code list.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequency which is not available in the standard code set",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in the standard code set",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitItem": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "array",
"title": "FeatureBenefitItem",
"items": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Feature and Benefit Item.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Type": {
"description": "Feature and Benefit type",
"title": "Type",
"type": "string",
"enum": [
"EarlySettlement",
"FlexibleRepayment",
"OverPayment",
"Other",
"PaymentHolidays",
"RepaymentHoliday"
]
},
"Name": {
"description": "Name which can be attached to the feature\/benefit",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Amount": {
"description": "Amount associated to the feature\/benefit where applicable e.g. 200 Pounds worth of travel insurance",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "True\/False indicator for a particular feature\/benefit e.g. Interest Free Period Yes or No",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Provides textual information about a feature\/benefit e.g. 10% off cinema tickets on Tuesday nights",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the feature\/benefit item. Only used for very specific conditions",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Other common types of features & benefits which are not available in the standard code set",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"BusinessOnly",
"CreditScoring",
"ExistingCustomers",
"IdAndV",
"Mortgage",
"NoArrearsOnLoan",
"NoCustomerInArrears",
"NewCustomersOnly",
"Other",
"StartUp",
"Turnover"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Type"
]
},
"additionalProperties": false
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"BusinessOnly",
"CreditScoring",
"ExistingCustomers",
"IdAndV",
"Mortgage",
"NoArrearsOnLoan",
"NoCustomerInArrears",
"NewCustomersOnly",
"Other",
"StartUp",
"Turnover"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Name"
]
},
"additionalProperties": false
},
"FeatureBenefitItem": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "array",
"title": "FeatureBenefitItem",
"items": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Feature and Benefit Item.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Type": {
"description": "Feature and Benefit type",
"title": "Type",
"type": "string",
"enum": [
"EarlySettlement",
"FlexibleRepayment",
"OverPayment",
"Other",
"PaymentHolidays",
"RepaymentHoliday"
]
},
"Name": {
"description": "Name which can be attached to the feature\/benefit",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Amount": {
"description": "Amount associated to the feature\/benefit where applicable e.g. 200 Pounds worth of travel insurance",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "True\/False indicator for a particular feature\/benefit e.g. Interest Free Period Yes or No",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Provides textual information about a feature\/benefit e.g. 10% off cinema tickets on Tuesday nights",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the feature\/benefit item. Only used for very specific conditions",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Other common types of features & benefits which are not available in the standard code set",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"BusinessOnly",
"CreditScoring",
"ExistingCustomers",
"IdAndV",
"Mortgage",
"NoArrearsOnLoan",
"NoCustomerInArrears",
"NewCustomersOnly",
"Other",
"StartUp",
"Turnover"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Type"
]
},
"additionalProperties": false
}
},
"additionalProperties": false
},
"OtherFeesCharges": {
"description": "Contains details of fees and charges which are not associated with either loan interest or repayments",
"type": "object",
"title": "OtherFeesCharges",
"properties": {
"FeeChargeDetail": {
"description": "Other fees\/charges details",
"type": "array",
"title": "FeeChargeDetail",
"items": {
"description": "Other fees\/charges details",
"type": "object",
"properties": {
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"BankersDrafts",
"CounterServices",
"Foreign",
"Legal",
"Online",
"Other",
"PaymentScheme",
"Penalty",
"Repayment",
"Report",
"Safekeeping",
"Servicing",
"Transaction"
]
},
"FeeType": {
"description": "Fee\/Charge Type",
"title": "FeeType",
"type": "string",
"enum": [
"Application",
"Arrangement",
"FeeChargeCap",
"CreditReference",
"EarlyRepayment",
"LatePayment",
"MissedPaymentFee",
"Monthly",
"MissedPaymentRate",
"OtherPaymentFee",
"Other",
"PrepaymentFee",
"OtherPaymentRate",
"Re-statement",
"Statement",
"SetUp"
]
},
"NegotiableIndicator": {
"description": "Fee\/charge which is usually negotiable rather than a fixed amount",
"title": "NegotiableIndicator",
"type": "boolean"
},
"FeeAmount": {
"description": "Fee Amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"BOEBaseRate",
"FixedRate",
"Gross",
"LoanProviderBaseRate",
"Net",
"Other"
]
},
"ApplicationFrequency": {
"description": "How frequently the fee\/charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"Holiday",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How frequently the fee\/charge is calculated",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"OnClosing",
"OnOpening",
"ChargingPeriod",
"Daily",
"Holiday",
"PerItem",
"Monthly",
"OnAnniversary",
"Other",
"PerHundredPounds",
"PerHour",
"PerOccurrence",
"PerSheet",
"PerTransaction",
"PerTransactionAmount",
"PerTransactionPercentage",
"Quarterly",
"SixMonthly",
"StatementMonthly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the fee\/charge details.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeCategory": {
"type": "object",
"title": "OtherFeeCategory",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeType": {
"description": "Other Fee\/charge type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"BankersDrafts",
"CounterServices",
"Foreign",
"Legal",
"Online",
"Other",
"PaymentScheme",
"Penalty",
"Repayment",
"Report",
"Safekeeping",
"Servicing",
"Transaction"
]
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies not covered in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeeApplicableRange": {
"description": "Range or amounts or rates for which the fee\/charge applies",
"type": "object",
"title": "FeeApplicableRange",
"properties": {
"MinimumAmount": {
"description": "Minimum Amount on which fee\/charge is applicable (where it is expressed as an amount)",
"title": "MinimumAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MaximumAmount": {
"description": "Maximum Amount on which fee is applicable (where it is expressed as an amount)",
"title": "MaximumAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MinimumRate": {
"description": "Minimum rate on which fee\/charge is applicable(where it is expressed as an rate)",
"title": "MinimumRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"MaximumRate": {
"description": "Maximum rate on which fee\/charge is applicable(where it is expressed as an rate)",
"title": "MaximumRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
}
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
},
"FeeChargeCap": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "array",
"title": "FeeChargeCap",
"items": {
"description": "Details about any caps (maximum charges) that apply to a particular fee\/charge",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Fee\/charge type which is being capped",
"type": "string",
"enum": [
"Application",
"Arrangement",
"FeeChargeCap",
"CreditReference",
"EarlyRepayment",
"LatePayment",
"MissedPaymentFee",
"Monthly",
"MissedPaymentRate",
"OtherPaymentFee",
"Other",
"PrepaymentFee",
"OtherPaymentRate",
"Re-statement",
"Statement",
"SetUp"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Free text for adding extra details for fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
}
},
"additionalProperties": false,
"required": [
"FeeChargeDetail"
]
},
"CoreProduct": {
"description": "SME Loan core product details.",
"type": "object",
"title": "CoreProduct",
"properties": {
"ProductDescription": {
"description": "The description of the SME Loan product used for marketing purposes from a customer perspective.",
"title": "ProductDescription",
"type": "string",
"minLength": 1,
"maxLength": 2000
},
"ProductURL": {
"description": "URL provided by the organisation which redirects to the product (on live products only) available on an external website. There might be more than one product at a given URL.",
"title": "ProductURL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"TcsAndCsURL": {
"description": "URL provided by the financial institution which redirects to the SME Loan T&Cs on an external website",
"title": "TcsAndCsURL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"SalesAccessChannels": {
"description": "Methods by which a customer can access the services associated to the SME Loan product",
"title": "SalesAccessChannels",
"type": "array",
"items": {
"description": "Methods by which a customer can access the services associated to the SME Loan product",
"type": "string",
"enum": [
"Branch",
"CallCentre",
"Post",
"Online",
"PostOffice",
"RelationshipManager"
]
},
"minItems": 1
},
"ServicingAccessChannels": {
"description": "Methods by which a customer can access the services associated to the SME Loan product",
"title": "ServicingAccessChannels",
"type": "array",
"items": {
"description": "Methods by which a customer can access the services associated to the SME Loan product",
"type": "string",
"enum": [
"ATM",
"Branch",
"CallCentre",
"Post",
"MobileBankingApp",
"Online",
"PostOffice",
"RelationshipManager",
"Text"
]
},
"minItems": 1
},
"EarlyPaymentFeeApplicable": {
"description": "Early repayment fee charged for this loan product.",
"title": "EarlyPaymentFeeApplicable",
"type": "boolean"
},
"OverPaymentFeeApplicable": {
"description": "Overpayment fee charged for this loan product.",
"title": "OverPaymentFeeApplicable",
"type": "boolean"
},
"LoanApplicationFeeChargeType": {
"description": "Loan application fee charged type.",
"title": "LoanApplicationFeeChargeType",
"type": "string",
"enum": [
"ChargedAfterLoanApproval",
"ChargedIrrespectiveOfLoanApproval",
"NoLoanApplicationFee"
]
},
"OverpaymentAllowedIndicator": {
"description": "OverpaymentAllowedIndictor says whether a borrower can pay more than the repayment amount specified by the lender, in a particular period, without incurring charges.",
"title": "OverpaymentAllowedIndicator",
"type": "boolean"
},
"FullEarlyRepaymentAllowedIndicator": {
"description": "FullEarlyRepaymentAllowedIndicator states whether a borrower can pay off the entire residual prior to the expected end of the loan term without incurring charges",
"title": "FullEarlyRepaymentAllowedIndicator",
"type": "boolean"
},
"Notes": {
"description": "Optional additional notes to supplement the Core Product Details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false,
"required": [
"ProductURL",
"TcsAndCsURL",
"SalesAccessChannels",
"ServicingAccessChannels",
"EarlyPaymentFeeApplicable",
"OverPaymentFeeApplicable",
"LoanApplicationFeeChargeType"
]
}
},
"required": [
"Identification",
"MarketingState",
"LoanInterest",
"Repayment",
"Eligibility",
"FeaturesAndBenefits",
"CoreProduct"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"Name",
"Identification",
"Segment",
"SMELoanMarketingState"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"BrandName",
"SMELoan"
]
},
"additionalProperties": false,
"minItems": 1
}
}
}
Commercial Credit Card
{
"type": "object",
"properties": {
"Brand": {
"description": "Brand registered by the banking group at https:\/\/register.fca.org.uk\/",
"type": "array",
"title": "Brand",
"items": {
"description": "Brand registered by the banking group at https:\/\/register.fca.org.uk\/",
"type": "object",
"properties": {
"BrandName": {
"description": "Brand Name that an organisation uses to market its products or services to a consumer as registered at https:\/\/register.fca.org.uk\/",
"title": "BrandName",
"type": "string",
"minLength": 1,
"maxLength": 140
},
"CCC": {
"description": "CCC means a Commercial Credit Card.",
"type": "array",
"title": "CCC",
"items": {
"description": "CCC means a Commercial Credit Card.",
"type": "object",
"properties": {
"Name": {
"description": "The name of the CCC product used for marketing purposes from a customer perspective. I.e. what the customer would recognise.",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Identification": {
"description": "The unique ID that has been internally assigned by the financial institution to each of the Commercial Credit Card products they market to their retail and\/or small to medium enterprise (SME) customers.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Segment": {
"description": "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http:\/\/www.investopedia.com\/terms\/m\/marketsegmentation.asp#ixzz4gfEEalTd\nFollow us: Investopedia on Facebook\n\nWith respect to CCC products, they are segmented in relation to different markets that they wish to focus on.",
"title": "Segment",
"type": "array",
"items": {
"description": "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http:\/\/www.investopedia.com\/terms\/m\/marketsegmentation.asp#ixzz4gfEEalTd\nFollow us: Investopedia on Facebook\n\nWith respect to CCC products, they are segmented in relation to different markets that they wish to focus on.",
"type": "string",
"enum": [
"General"
]
},
"minItems": 1
},
"CCCMarketingState": {
"description": "The marketing state (promotional or regular) of the CCC Product.",
"type": "array",
"title": "CCCMarketingState",
"items": {
"description": "The marketing state (promotional or regular) of the CCC Product.",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a CCC Product Marketing State.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"PredecessorID": {
"description": "Identifies the marketing state that precedes this marketing state",
"title": "PredecessorID",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"MarketingState": {
"description": "Describes the marketing state (regular or promotional) of the CCC Product",
"title": "MarketingState",
"type": "string",
"enum": [
"Promotional",
"Regular"
]
},
"FirstMarketedDate": {
"description": "Marketing state start date",
"title": "FirstMarketedDate",
"type": "string",
"format": "date"
},
"LastMarketedDate": {
"description": "Marketing state end date",
"title": "LastMarketedDate",
"type": "string",
"format": "date"
},
"StateTenureLength": {
"description": "The length\/duration of a promotional state",
"title": "StateTenureLength",
"type": "number",
"format": "float"
},
"StateTenurePeriod": {
"description": "The unit of period (days, weeks, months etc.) of the promotional length",
"title": "StateTenurePeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Free text for adding details for marketing state",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"Repayment": {
"description": "Repayment details of the CCC product",
"type": "object",
"title": "Repayment",
"properties": {
"MinBalanceRepaymentRate": {
"description": "The percentage of the outstanding balance that you have to repay per month",
"title": "MinBalanceRepaymentRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"MinBalanceRepaymentAmount": {
"description": "The minimum amount that you have to repay (if it is higher than MinBalancePaymentRate applied to outstanding balance) and if it is lower than the total outstanding balance remaining.",
"title": "MinBalanceRepaymentAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Notes": {
"description": "Optional additional notes to supplement the Repayment details.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"NonRepaymentFeeCharges": {
"description": "Non repayment fee charges details",
"type": "array",
"title": "NonRepaymentFeeCharges",
"items": {
"description": "Non repayment fee charges details",
"type": "object",
"properties": {
"NonRepaymentFeeChargeDetail": {
"description": "Details about specific fees\/charges that are applied for non repayment",
"type": "array",
"title": "NonRepaymentFeeChargeDetail",
"items": {
"description": "Details about specific fees\/charges that are applied for non repayment",
"type": "object",
"properties": {
"FeeType": {
"description": "Non repayment fee type code",
"title": "FeeType",
"type": "string",
"enum": [
"LatePayment",
"OverCreditLimit",
"Other",
"ReturnPayment"
]
},
"NegotiableIndicator": {
"description": "Fee\/charge which is usually negotiable rather than a fixed amount. Indicates if the Fee\/charge is negotiable (Y) or Fixed (N)",
"title": "NegotiableIndicator",
"type": "boolean"
},
"FeeAmount": {
"description": "Fee Amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"Gross",
"Other"
]
},
"ApplicationFrequency": {
"description": "How frequently the fee\/charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"Daily",
"Flexible",
"Fortnightly",
"Holiday",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How frequently the fee\/charge is calculated",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"Daily",
"Flexible",
"Fortnightly",
"Holiday",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the fee\/charge details.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other non repayment Fee\/charge type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"CashAdvance",
"BalanceTransfer",
"Purchase",
"Cheque",
"Card",
"FX",
"Penalty",
"Servicing",
"Other"
]
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"FeeCategory",
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies not covered in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
},
"NonRepaymentFeeChargeCap": {
"description": "NonRepaymentFeeChargeCap sets daily, weekly, monthly, yearly limits on the fees that are charged",
"type": "array",
"title": "NonRepaymentFeeChargeCap",
"items": {
"description": "NonRepaymentFeeChargeCap sets daily, weekly, monthly, yearly limits on the fees that are charged",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Fee\/charge type which is being capped",
"type": "string",
"enum": [
"LatePayment",
"OverCreditLimit",
"Other",
"ReturnPayment"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Free text for adding extra details for fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
}
},
"required": [
"NonRepaymentFeeChargeDetail"
]
},
"additionalProperties": false
},
"RepaymentAllocation": {
"description": "Repayment allocation details",
"type": "object",
"title": "RepaymentAllocation",
"properties": {
"Notes": {
"description": "Additional notes to supplement the Repayment Allocation details.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
},
"minItems": 1
}
},
"additionalProperties": false,
"required": [
"Notes"
]
}
},
"additionalProperties": false,
"required": [
"RepaymentAllocation"
]
},
"Eligibility": {
"description": "Eligibility details for this product i.e. the criteria that an accountholder has to meet in order to be eligible for the CCC product.",
"type": "object",
"title": "Eligibility",
"properties": {
"OtherEligibility": {
"description": "Other eligibility which is not covered by the main eligibility of the CCC product",
"type": "array",
"title": "OtherEligibility",
"items": {
"description": "Other eligibility which is not covered by the main eligibility of the CCC product",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Eligibility type - method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"AnyBusinessCustomer",
"BusinessCurrentAccount",
"CreditScoring",
"OtherFinancialHolding",
"Other",
"MinimumTurnover"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
},
"AgeEligibility": {
"description": "Age eligibility for CCC product",
"type": "object",
"title": "AgeEligibility",
"properties": {
"MinimumAge": {
"description": "Minimum age that a person is eligible to hold this CCC product",
"title": "MinimumAge",
"type": "number",
"format": "float"
},
"MaximumAge": {
"description": "Maximum age that a person is eligible to hold this CCC product",
"title": "MaximumAge",
"type": "number",
"format": "float"
},
"Notes": {
"description": "Optional additional notes to supplement the AgeEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"ResidencyEligibility": {
"description": "Countries in which an accountholder can reside and, therefore, be eligible to open an account",
"type": "array",
"title": "ResidencyEligibility",
"items": {
"description": "Countries in which an accountholder can reside and, therefore, be eligible to open an account",
"type": "object",
"properties": {
"ResidencyType": {
"description": "Residency type like Tax residency, Owner residency etc.",
"title": "ResidencyType",
"type": "string",
"enum": [
"Incorporated",
"Owner",
"Other",
"Trading",
"CompanyTax"
]
},
"ResidencyIncluded": {
"description": "Country code for which CCC product is allowed.",
"title": "ResidencyIncluded",
"type": "array",
"items": {
"description": "CodeMnemonic",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"minItems": 1
},
"Notes": {
"description": "Optional additional notes to supplement the ResidencyEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherResidencyType": {
"description": "Other residency type which is not available in standard code list.",
"type": "object",
"title": "OtherResidencyType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"ResidencyIncluded"
]
},
"additionalProperties": false
},
"TradingHistoryEligibility": {
"description": "Describes the trading history requirements to access the CCC product.",
"type": "array",
"title": "TradingHistoryEligibility",
"items": {
"description": "Describes the trading history requirements to access the CCC product.",
"type": "object",
"properties": {
"TradingType": {
"description": "Trading type eligibility for the CCC product",
"title": "TradingType",
"type": "string",
"enum": [
"AnnualReturns",
"PreviousCCJSAllowed",
"GoodTradingHistory",
"Other",
"PreviousBankruptcyAllowed",
"TradingLength",
"Turnover"
]
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"Amount": {
"description": "Amount indicating the min max type",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. e.g. PreviousCCJS is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "The unit of period (days, weeks, months etc.)",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the TradingHistoryEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherTradingType": {
"description": "Other trading type which is not exist in standard code list",
"type": "object",
"title": "OtherTradingType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
}
},
"additionalProperties": false
},
"LegalStructureEligibility": {
"description": "Legal structure eligibility requirement to access the CCC product.",
"type": "array",
"title": "LegalStructureEligibility",
"items": {
"description": "Legal structure eligibility requirement to access the CCC product.",
"type": "object",
"properties": {
"LegalStructure": {
"description": "Defines the legal structure of the business to access the CCC product.",
"title": "LegalStructure",
"type": "string",
"enum": [
"CIO",
"ClubSociety",
"Charity",
"Ltd",
"LBG",
"LLP",
"Other",
"Partnership",
"SoleTrader",
"Trust"
]
},
"Notes": {
"description": "Optional additional notes to supplement the LegalStructureEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherLegalStructure": {
"description": "Other legal structure code of the business which is not present in the standard list",
"type": "object",
"title": "OtherLegalStructure",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
}
},
"additionalProperties": false
},
"OfficerEligibility": {
"description": "Describes the requirement of the officers(owner, partner, directors) to access the CCC product.",
"type": "array",
"title": "OfficerEligibility",
"items": {
"description": "Describes the requirement of the officers(owner, partner, directors) to access the CCC product.",
"type": "object",
"properties": {
"OfficerType": {
"description": "Defines the types of officers eligible for the CCC product. Examples are Directors, Owners etc.",
"title": "OfficerType",
"type": "string",
"enum": [
"Director",
"Owner",
"Other",
"Partner",
"SignificantControl"
]
},
"MaxAmount": {
"description": "Maximum amount of officers (for a particular officer type) required to the CCC product",
"title": "MaxAmount",
"type": "integer",
"format": "int32"
},
"MinAmount": {
"description": "Minimum amount of officers (for a particular officer type) required to the CCC product",
"title": "MinAmount",
"type": "integer",
"format": "int32"
},
"Notes": {
"description": "Optional additional notes to supplement the OfficerEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherOfficerType": {
"description": "Other Officer Type which is not available in the standard code list.",
"type": "object",
"title": "OtherOfficerType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
}
},
"additionalProperties": false
},
"IDEligibility": {
"description": "Identity verification criteria that the account holder will need to meet to take out the CCC product",
"type": "object",
"title": "IDEligibility",
"properties": {
"URL": {
"description": "URL to identity verification document list which is required for obtaining the product.",
"title": "URL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the ID Verification details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"CreditCheckEligibility": {
"description": "Credit check criteria that the account holder will need to meet to take out the CCC product",
"type": "object",
"title": "CreditCheckEligibility",
"properties": {
"ScoringType": {
"description": "Opening Credit Scoring Type (Hard or Soft)",
"title": "ScoringType",
"type": "string",
"enum": [
"Hard",
"Soft"
]
},
"Notes": {
"description": "Optional additional notes to supplement the CreditCheck details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
}
},
"additionalProperties": false
},
"IndustryEligibility": {
"description": "Industry Eligibility that the account holder will need to meet to take out the CCC product",
"type": "object",
"title": "IndustryEligibility",
"properties": {
"SICCodeIncluded": {
"description": "UK Standard Industry Code of the business eligible to access the CCC product. Ref http:\/\/resources.companieshouse.gov.uk\/sic\/",
"title": "SICCodeIncluded",
"type": "array",
"items": {
"description": "Specifies a numeric string with a maximum length of 5 digits.",
"type": "string",
"pattern": "^[0-9]{0,5}$",
"minLength": 0,
"maxLength": 5
}
},
"SICCodeExcluded": {
"description": "UK Standard Industry Code of the business not eligible to access the CCC product. Ref http:\/\/resources.companieshouse.gov.uk\/sic\/",
"title": "SICCodeExcluded",
"type": "array",
"items": {
"description": "Specifies a numeric string with a maximum length of 5 digits.",
"type": "string",
"pattern": "^[0-9]{0,5}$",
"minLength": 0,
"maxLength": 5
}
},
"Notes": {
"description": "Optional additional notes to supplement the IndustryEligibility details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherSICCodeIncluded": {
"description": "Other SICCode which is not in the standard code list",
"type": "array",
"title": "OtherSICCodeIncluded",
"items": {
"description": "Other SICCode which is not in the standard code list",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^[0-9]{0,5}$",
"minLength": 0,
"maxLength": 5
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
},
"OtherSICCodeExcluded": {
"description": "Other SICCode which is not in the standard code list",
"type": "array",
"title": "OtherSICCodeExcluded",
"items": {
"description": "Other SICCode which is not in the standard code list",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^[0-9]{0,5}$",
"minLength": 0,
"maxLength": 5
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"additionalProperties": false
}
},
"additionalProperties": false
},
"FeaturesAndBenefits": {
"description": "Feature And Benefits Details",
"type": "object",
"title": "FeaturesAndBenefits",
"properties": {
"FeatureBenefitGroup": {
"description": "FeatureBenefitGroup can be used to group features & benefits in to packages (which may be chargeable at the group level).",
"type": "array",
"title": "FeatureBenefitGroup",
"items": {
"description": "FeatureBenefitGroup can be used to group features & benefits in to packages (which may be chargeable at the group level).",
"type": "object",
"properties": {
"Name": {
"description": "Feature\/Benefit Name",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Type": {
"description": "Common types of features & benefits",
"title": "Type",
"type": "string",
"enum": [
"AccountManagement",
"CashBack",
"CreditReports",
"Lifestyle",
"MotorBreakdown",
"Other",
"PaymentHolidays",
"SpendLimits",
"TravelInsurance"
]
},
"BenefitGroupNominalValue": {
"description": "BenefitGroupNominalValue is to allow banks to state what they feel their benefit package is worth",
"title": "BenefitGroupNominalValue",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Fee": {
"description": "Amount that is charged to the customer for a pack of features\/benefits",
"title": "Fee",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"ApplicationFrequency": {
"description": "How often is the charge for the feature\/benefit group applied to the customer account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How often is the charge for the feature\/benefit group calculated for the customer account",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"Daily",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"PerStatementDate",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the Feature Benefit Group details",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Any other types of features & benefits which is not available in the standard code list.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequency which is not available in the standard code set",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in the standard code set",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitItem": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "array",
"title": "FeatureBenefitItem",
"items": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Feature and Benefit Item.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Type": {
"description": "Feature and Benefit type",
"title": "Type",
"type": "string",
"enum": [
"AccountManagement",
"CashBack",
"CreditReports",
"Lifestyle",
"MotorBreakdown",
"Other",
"PaymentHolidays",
"SpendLimits",
"TravelInsurance"
]
},
"Name": {
"description": "Name which can be attached to the feature\/benefit",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Amount": {
"description": "Amount associated to the feature\/benefit where applicable e.g. 200 Pounds worth of travel insurance",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "True\/False indicator for a particular feature\/benefit e.g. Interest Free BalanceTransfer?",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Provides textual information about a feature\/benefit e.g. 10% off cinema tickets on Tuesday nights",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the feature\/benefit item. Only used for very specific conditions",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Other common types of features & benefits which are not available in the standard code set",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"AnyBusinessCustomer",
"BusinessCurrentAccount",
"CreditScoring",
"OtherFinancialHolding",
"Other",
"MinimumTurnover"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Type"
]
},
"additionalProperties": false
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"AnyBusinessCustomer",
"BusinessCurrentAccount",
"CreditScoring",
"OtherFinancialHolding",
"Other",
"MinimumTurnover"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Name"
]
},
"additionalProperties": false
},
"FeatureBenefitItem": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "array",
"title": "FeatureBenefitItem",
"items": {
"description": "Detailed features or benefits which may or may not be a part of a feature\/benefit group\/pack",
"type": "object",
"properties": {
"Identification": {
"description": "Unique and unambiguous identification of a Feature and Benefit Item.",
"title": "Identification",
"type": "string",
"minLength": 1,
"maxLength": 35
},
"Type": {
"description": "Feature and Benefit type",
"title": "Type",
"type": "string",
"enum": [
"AccountManagement",
"CashBack",
"CreditReports",
"Lifestyle",
"MotorBreakdown",
"Other",
"PaymentHolidays",
"SpendLimits",
"TravelInsurance"
]
},
"Name": {
"description": "Name which can be attached to the feature\/benefit",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Amount": {
"description": "Amount associated to the feature\/benefit where applicable e.g. 200 Pounds worth of travel insurance",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "True\/False indicator for a particular feature\/benefit e.g. Interest Free BalanceTransfer?",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Provides textual information about a feature\/benefit e.g. 10% off cinema tickets on Tuesday nights",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Notes": {
"description": "Optional additional notes to supplement the feature\/benefit item. Only used for very specific conditions",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Other common types of features & benefits which are not available in the standard code set",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeatureBenefitEligibility": {
"description": "Feature and Benefit eligibility",
"type": "array",
"title": "FeatureBenefitEligibility",
"items": {
"description": "Feature and Benefit eligibility",
"type": "object",
"properties": {
"Name": {
"description": "Name provided for the eligibility criteria",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 350
},
"Description": {
"description": "Full description for the eligibility criteria",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Type": {
"description": "Method by which we group eligibilities for comparison purposes.",
"title": "Type",
"type": "string",
"enum": [
"AnyBusinessCustomer",
"BusinessCurrentAccount",
"CreditScoring",
"OtherFinancialHolding",
"Other",
"MinimumTurnover"
]
},
"Amount": {
"description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.",
"title": "Amount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Indicator": {
"description": "Any eligibility criteria where the value can be indicated by a true or false value. UKResident is True or False",
"title": "Indicator",
"type": "boolean"
},
"Textual": {
"description": "Any eligibility criteria where a long description is supplied",
"title": "Textual",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"Period": {
"description": "Period for which the other eligibility criteria applies.",
"title": "Period",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Optional additional notes to supplement the eligibility conditions.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherType": {
"description": "Non-standard eligibility type code.",
"type": "object",
"title": "OtherType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
}
},
"required": [
"Name",
"Type"
]
},
"additionalProperties": false
}
},
"required": [
"Type"
]
},
"additionalProperties": false
}
},
"additionalProperties": false
},
"OtherFeesCharges": {
"description": "Contains details of fees and charges which are not associated with either NonRepayment or features\/benefits",
"type": "object",
"title": "OtherFeesCharges",
"properties": {
"FeeChargeDetail": {
"description": "Other fees\/charges details",
"type": "array",
"title": "FeeChargeDetail",
"items": {
"description": "Other fees\/charges details",
"type": "object",
"properties": {
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"CashAdvance",
"BalanceTransfer",
"Purchase",
"Cheque",
"Card",
"FX",
"Penalty",
"Servicing",
"Other"
]
},
"FeeType": {
"description": "Fee\/Charge Type",
"title": "FeeType",
"type": "string",
"enum": [
"AdditionalCard",
"BalanceTransfer",
"CashAdvance",
"Card",
"ChequeIssue",
"CashWithdrawal",
"EmergencyCard",
"ForeignCash",
"Handling",
"Maintenance",
"Other",
"Purchase",
"Penalty"
]
},
"NegotiableIndicator": {
"description": "Fee\/charge which is usually negotiable(YES) rather than a fixed(NO) amount",
"title": "NegotiableIndicator",
"type": "boolean"
},
"IncludedInPeriodicFeeIndicator": {
"description": "Commercial credit cards often have a periodic fee charged (defined in CoreProduct section). Some Fees\/charges may be covered by the periodic fee, and you can use the IncludedInPeriodicFeeIndicator to indicate that this is so",
"title": "IncludedInPeriodicFeeIndicator",
"type": "boolean"
},
"FeeAmount": {
"description": "Fee Amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRate": {
"description": "Rate charged for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"FeeRateType": {
"description": "Rate type for Fee\/Charge (where it is charged in terms of a rate rather than an amount)",
"title": "FeeRateType",
"type": "string",
"enum": [
"Gross",
"Other"
]
},
"ApplicationFrequency": {
"description": "How frequently the fee\/charge is applied to the account",
"title": "ApplicationFrequency",
"type": "string",
"enum": [
"Daily",
"Flexible",
"Fortnightly",
"Holiday",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"Weekly",
"Yearly"
]
},
"CalculationFrequency": {
"description": "How frequently the fee\/charge is calculated",
"title": "CalculationFrequency",
"type": "string",
"enum": [
"Daily",
"Flexible",
"Fortnightly",
"Holiday",
"HalfYearly",
"Monthly",
"Other",
"Quarterly",
"Weekly",
"Yearly"
]
},
"Notes": {
"description": "Optional additional notes to supplement the fee\/charge details.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeCategory": {
"type": "object",
"title": "OtherFeeCategory",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherFeeType": {
"description": "Other Fee\/charge type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"FeeCategory": {
"description": "Categorisation of fees and charges into standard categories.",
"title": "FeeCategory",
"type": "string",
"enum": [
"CashAdvance",
"BalanceTransfer",
"Purchase",
"Cheque",
"Card",
"FX",
"Penalty",
"Servicing",
"Other"
]
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"FeeCategory",
"Name",
"Description"
]
},
"OtherFeeRateType": {
"description": "Other fee rate type which is not available in the standard code set",
"type": "object",
"title": "OtherFeeRateType",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherApplicationFrequency": {
"description": "Other application frequencies not covered in the standard code list",
"type": "object",
"title": "OtherApplicationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"OtherCalculationFrequency": {
"description": "Other calculation frequency which is not available in standard code set.",
"type": "object",
"title": "OtherCalculationFrequency",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"additionalProperties": false,
"required": [
"Name",
"Description"
]
},
"FeeApplicableRange": {
"description": "Range or amounts or rates for which the fee\/charge applies",
"type": "object",
"title": "FeeApplicableRange",
"properties": {
"MinimumAmount": {
"description": "Minimum Amount on which fee\/charge is applicable (where it is expressed as an amount)",
"title": "MinimumAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MaximumAmount": {
"description": "Maximum Amount on which fee is applicable (where it is expressed as an amount)",
"title": "MaximumAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MinimumRate": {
"description": "Minimum rate on which fee\/charge is applicable(where it is expressed as an rate)",
"title": "MinimumRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
},
"MaximumRate": {
"description": "Maximum rate on which fee\/charge is applicable(where it is expressed as an rate)",
"title": "MaximumRate",
"type": "string",
"pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$"
}
},
"additionalProperties": false
}
},
"required": [
"FeeCategory",
"FeeType",
"ApplicationFrequency",
"CalculationFrequency"
]
},
"additionalProperties": false,
"minItems": 1
},
"FeeChargeCap": {
"description": "Details about any caps (minimum\/maximum charges) that apply to a particular fee\/charge",
"type": "array",
"title": "FeeChargeCap",
"items": {
"description": "Details about any caps (minimum\/maximum charges) that apply to a particular fee\/charge",
"type": "object",
"properties": {
"FeeType": {
"description": "Fee\/charge type which is being capped",
"title": "FeeType",
"type": "array",
"items": {
"description": "Fee\/charge type which is being capped",
"type": "string",
"enum": [
"AdditionalCard",
"BalanceTransfer",
"CashAdvance",
"Card",
"ChequeIssue",
"CashWithdrawal",
"EmergencyCard",
"ForeignCash",
"Handling",
"Maintenance",
"Other",
"Purchase",
"Penalty"
]
},
"minItems": 1
},
"MinMaxType": {
"description": "Min Max type",
"title": "MinMaxType",
"type": "string",
"enum": [
"Minimum",
"Maximum"
]
},
"FeeCapOccurrence": {
"description": "fee\/charges are captured dependent on the number of occurrences rather than capped at a particular amount",
"title": "FeeCapOccurrence",
"type": "number",
"format": "float"
},
"FeeCapAmount": {
"description": "Cap amount charged for a fee\/charge (where it is charged in terms of an amount rather than a rate)",
"title": "FeeCapAmount",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"CappingPeriod": {
"description": "Period e.g. day, week, month etc. for which the fee\/charge is capped",
"title": "CappingPeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"Notes": {
"description": "Free text for adding extra details for fee charge cap",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherFeeType": {
"description": "Other fee type code which is not available in the standard code set",
"type": "array",
"title": "OtherFeeType",
"items": {
"description": "Other fee type code which is not available in the standard code set",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"required": [
"FeeType",
"MinMaxType"
]
},
"additionalProperties": false
}
},
"additionalProperties": false,
"required": [
"FeeChargeDetail"
]
},
"CoreProduct": {
"description": "CCC core product details.",
"type": "object",
"title": "CoreProduct",
"properties": {
"ProductURL": {
"description": "URL provided by the organisation which redirects to the product (on live products only) available on an external website. There might be more than one product at a given URL.",
"title": "ProductURL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"ProductDescription": {
"description": "The description of the CCC product used for marketing purposes from a customer perspective. I.e. what the customer would recognise.",
"title": "ProductDescription",
"type": "string",
"minLength": 1,
"maxLength": 2000
},
"TcsAndCsURL": {
"description": "URL provided by the financial institution which redirects to the CCC T&Cs on an external website",
"title": "TcsAndCsURL",
"type": "string",
"minLength": 1,
"maxLength": 500
},
"MaxDailyCardWithdrawalLimit": {
"description": "The maximum amount of money that you can withdraw per day (so long as you do not exceed your available credit limit)",
"title": "MaxDailyCardWithdrawalLimit",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MinCreditLimit": {
"description": "The minimum amount of credit that the bank will offer against the card account",
"title": "MinCreditLimit",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MaxCreditLimit": {
"description": "The maximum amount of credit that the bank will offer against the card account and is normally “subject to status”",
"title": "MaxCreditLimit",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"MaxPurchaseInterestFreeLengthDays": {
"description": "The maximum number of days that you have between making a purchase via the credit card and having to repay the balance without incurring interest charges",
"title": "MaxPurchaseInterestFreeLengthDays",
"type": "integer",
"format": "int32"
},
"SalesAccessChannels": {
"description": "Channels via which a customer can open a CCC.",
"title": "SalesAccessChannels",
"type": "array",
"items": {
"description": "Channels via which a customer can open a CCC.",
"type": "string",
"enum": [
"Branch",
"CallCentre",
"Post",
"Online",
"RelationshipManager"
]
},
"minItems": 1
},
"ServicingAccessChannels": {
"description": "Channels via which customers can access CCC services.",
"title": "ServicingAccessChannels",
"type": "array",
"items": {
"description": "Channels via which customers can access CCC services.",
"type": "string",
"enum": [
"ATM",
"Branch",
"CallCentre",
"Post",
"MobileBankingApp",
"Online",
"PostOffice",
"RelationshipManager",
"Text"
]
},
"minItems": 1
},
"CardScheme": {
"description": "Operator of Card Scheme",
"title": "CardScheme",
"type": "array",
"items": {
"description": "Operator of Card Scheme",
"type": "string",
"enum": [
"Mastercard",
"Other",
"Visa"
]
},
"minItems": 1
},
"ContactlessIndicator": {
"description": "Indicates whether the card can be used with a contactless terminal",
"title": "ContactlessIndicator",
"type": "boolean"
},
"PeriodicFee": {
"description": "Charge made on a periodic basis for the card account e.g. Annual Fee",
"title": "PeriodicFee",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"PeriodicFeePeriod": {
"description": "The unit of period (days, weeks, months etc.) of the Periodic Fee",
"title": "PeriodicFeePeriod",
"type": "string",
"enum": [
"Day",
"Half Year",
"Month",
"Quarter",
"Week",
"Year"
]
},
"APR": {
"description": "Annual Percentage Rate (APR) is a measure that attempts to calculate what percentage of the principal you’ll pay per period (in this case a year), taking every charge – monthly payments over the course of the loan, upfront fees, etc. – into account. For commercial credit cards, this APR is the representative APR which includes any account fees.",
"title": "APR",
"type": "string",
"pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$"
},
"Notes": {
"description": "Free text for adding details for core product.",
"title": "Notes",
"type": "array",
"items": {
"description": "maxLength 2000 text",
"type": "string",
"minLength": 1,
"maxLength": 2000
}
},
"OtherCardScheme": {
"description": "Other card scheme which is not available in the standard code list",
"type": "array",
"title": "OtherCardScheme",
"items": {
"description": "Other card scheme which is not available in the standard code list",
"type": "object",
"properties": {
"Code": {
"description": "The four letter Mnemonic used within an XML file to identify a code",
"title": "Code",
"type": "string",
"pattern": "^\\w{0,4}$",
"minLength": 0,
"maxLength": 4
},
"Name": {
"description": "Long name associated with the code",
"title": "Name",
"type": "string",
"minLength": 1,
"maxLength": 70
},
"Description": {
"description": "Description to describe the purpose of the code",
"title": "Description",
"type": "string",
"minLength": 1,
"maxLength": 350
}
},
"required": [
"Name",
"Description"
]
},
"additionalProperties": false
}
},
"additionalProperties": false,
"required": [
"ProductURL",
"TcsAndCsURL",
"SalesAccessChannels",
"ServicingAccessChannels",
"CardScheme",
"ContactlessIndicator",
"APR"
]
}
},
"required": [
"Identification",
"MarketingState",
"Eligibility",
"FeaturesAndBenefits",
"OtherFeesCharges",
"CoreProduct"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"Name",
"Identification",
"Segment",
"CCCMarketingState"
]
},
"additionalProperties": false,
"minItems": 1
}
},
"required": [
"BrandName",
"CCC"
]
},
"additionalProperties": false,
"minItems": 1
}
}
}
{
"title": "Meta data",
"type": "object",
"properties": {
"LastUpdated": {
"type": "string",
"format": "date-time",
"example": "2017-01-10T08:00:06.776Z"
},
"TotalResults": {
"type": "integer",
"example": 1
},
"Agreement": {
"type": "string",
"enum": [
"Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions"
],
"example": "Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions"
},
"License": {
"description": "Open Banking License",
"type": "string",
"format": "uri",
"enum": [
"https:\/\/www.openbanking.org.uk\/open-licence"
],
"example": "https:\/\/www.openbanking.org.uk\/open-licence"
},
"TermsOfUse": {
"description": "Open Banking Terms of Use",
"type": "string",
"format": "uri",
"enum": [
"https:\/\/www.openbanking.org.uk\/terms"
],
"example": "https:\/\/www.openbanking.org.uk\/terms"
}
},
"required": [
"LastUpdated",
"TotalResults",
"Agreement",
"License",
"TermsOfUse"
]
}
{
"title": "Error",
"type": "object",
"properties": {
"status": {
"description": "This corresponds to the HTTP status code",
"type": "string",
"example": null
},
"title": {
"description": "A short title of the type of error",
"type": "string",
"example": null
},
"details": {
"description": "Further details describing the error",
"type": "string",
"example": null
}
}
}
{
"title": "Header",
"type": "object",
"properties": {
"Strict-Transport-Security": {
"type": "string",
"description": "HTTPS strict transport security header",
"default": "max-age=31536000"
},
"ETag": {
"type": "string",
"description": "A unique ID identifying whether this resource has changed"
},
"Cache-Control": {
"type": "string",
"description": "Describes how long this response can be cached",
"default": "max-age=28800"
},
"X-Frame-Options": {
"type": "string",
"description": "Prevent this request from being loaded in any iframes",
"default": "DENY"
},
"X-Content-Type-Options": {
"type": "string",
"description": "Ensures each page has a content type and prevents browsers from doing MIME type sniffing",
"default": "nosniff"
}
}
}